Et tu, Ministry of Health?

It appears that the Central Provident Fund Board (CPF) may not be the only statutory board with disingenuous policies with a fresh revelation from a reader at Hardware Zone (HWZ).

The CPF, which is currently facing backlash from the public due to its auto-delay of members Retirement Age Payouts to 70 years old is back in the limelight again, this time for supposedly “assisting” the Ministry of Health (MOH) to auto-deduct payments from a member’s account without her permission – to pay for a relative’s outstanding MediShield Life premiums.

According to the reader (whose post has since been deleted by HWZ but a copy of the letter is available on the internet), sometime in 2016, his wife had received a letter from MOH, informing her that she has “been identified to help pay” for her uncle’s outstanding MediShield Life premium from her MediSave account (letter attached below).

The reader commented that it was a frustrating experience and found it puzzling that his wife was “identified” to pay for her uncle’s MediShield Life premiums without her consent since  an “uncle” is not exactly considered as an “immediate” family member.

The only connection between the insured (uncle) and my wife is my wife used her CPF to pay for his hospital bill a few years back. He is single and have no immediate family members.

Luckily for him, his wife stopped MOH from proceeding with the auto deduction, but did not reveal how she did it.

The reader then warn CPF members to be vigilant when receiving any notices from MOH or CPF as the stop order is purportedly an opt-out option – members will need to write in to MOH to stop the auto deduction.

Members whom have been “identified” for auto deductions can instruct MOH to stop the auto deductions online at this page of the MOH’s official website, he shared.

MOH’s auto deduction policy

A cursory check on the MOH’s official website reveals that such a policy do exists, but it is not clearly stated if it is a default opt-out or opt-in policy for a member who has been “identified”.

According to the MOH, if a Singaporean is unable to pay his premiums, an immediate family member such as parents or spouse can “help pay for the premiums with their MediSave” and that “the new payer will be informed in writing before any deduction is made, and may review the arrangement at any time.”

Editor’s note: “will be informed in writing before any deduction is made”, so just inform that a deduction will be made (if no objection) and do not need a member’s permission?

MediShield Life is a compulsory national health insurance scheme, and all Singaporeans (even those living overseas) must pay premiums, with some minor exceptions.

Considering that most of the official policies are “better opt out or kiss your money goodbye”, it is always wise to read all official correspondence thoroughly (use a magnifying glass for the finer prints) to ensure that the default option is really what you want.

It never hurts to check with the relevant agencies whenever you are in doubt.

 

 

 

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13 Responses to “Et tu, Ministry of Health?”

  • Bapak:

    Many Sinkies, as much as 70%, are clueless what this government is doing with their money. The biggest elephant is our Reserves. Happily voting them in exchange for few hundred dollars of our very own money and “We are sorry, will get it right” empty promise. And they are laughing all the way to the banks. Country with such ignorant & naive citizens is hopeless.

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  • rukidding:

    I do agree that many Sinkies are “over trusting” these PIGs !

    They need to be aware that the “Old guards” are all gone !

    They need to know that the most UPRIGHT person,…our late GKS,..has left us to be with GOD.

    They need to know that oldfart was and has NEVER been working for the people alone …that explains the “sudden implementation” of a HUGE PAY INCREASE for themselves !

    Just look at how “slimy and fast” and the use of “select committee” was being used to “OVERIDE” the people’s right to decide if that pay increment they ask was OK ?

    Instead of REFERENDUM being use for such SENSITIVE subject…they chiose to you us the “excuse” that we have already voted them,..so they “gang” of people have the “right of leegal way” to DECIDE FOR ALL ???

    Apa ini ???…where is the “true integrity”???…why use such “tactics” to “cheat or short changed” the people ????

    Of course we all also have too be blamed,…BECOS we are “BO CHEE”, “Kia Si” and DARE NOT , kpkl or questioned them !

    THAT IS OUR BIGGEST MISTAKE !!!

    FEAR !…FEAR of being “marked” !

    Thus,…WE ENDED UP being “labelled as DAFT” by the very persons whom you thought was “Trust worthy and upright” !!!

    WAKEUP my Comrades , Brothers and Sisters !…its time to FIND BACK COURAGE and “FIGHT BACK” for a “Better future”!

    Thi place BELONGs to “US”…..it dosen’t belong to “ALL” !

    “ALL” are welcome,…but “welcome” does not mean you can “Steal, take away, or occupy or destroy our LIFE and LAND and Personal Sacirifces !!!

    NEVER, NEVER LISTN nor TRUST someone who has “Brain Tumour” and YET can live for so many, many, many YEARS !

    It was either “STAGED” or it means that we are dealing with a person with a “Screwed up Head” ! ( This explains the arrogance, crying, hypocrisy, and the frequent say one word,..execute or do the opposite of it )?

    GO for REGIME CHANGE !…VTO !

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  • rukidding:

    ………….this also explains why he is SO PROUD and UNSHAME of “washing his dirty under wear” and “making it known and showing” to the public !

    In Chinese,…we say this as ” Tau Noun Bo Ho Say” !

    In Malay…we say it as “Otak Tak Betul” !

    In English,..we say it as ..”Screwed Up Cuckoo” !

    Yes,…probably due to that Brain Tumour ?

    But “funny and strange”….he “survived” till now since the 80′s ???

    Did Taiwanese Chen Siew Peng ( the one with a missed gunshot wound),…”learned” from oldfart and Mai Hum ???

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  • Lye Khuen Way:

    There we go again. This time, to be fair, we were warned years ago when it was debated in Parliament.

    But there were just not enough Opposition then or now for any meaningful objections.

    Well, our children if they are still happy with the current PAP coverment should sit up and decide if they have not already, who they should trust in the coming GE.

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  • pap clown says INDIAN is malay:

    CPF says retirement age is 65 but default age is 70.

    if CPF is NOT lying why is default age NOT at 65 and opt in age at 70?

    because CPF is kosong. so need to keep citizens’ money long long.

    70% sheep truly WTF.

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  • RDB:

    ‘It never hurts to check with the relevant agencies whenever you are in doubt.”

    How often to check? Since this gagament pretend and just deduct without our permissions? Yet they still have some 70% dumbass jackasses suporting them at the last election.

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  • NotMyProblem:

    Bapak:
    Many Sinkies, as much as 70%, are clueless what this government is doing with their money. The biggest elephant is our Reserves. Happily voting them in exchange for few hundred dollars of our very own money and “We are sorry,….. naive citizens is hopeless.

    These people believe in “asset enchantment”, “retirement nest”, “price of flats always appreciate”, HIP 2, VERS and whatever s*ake oil the PAP is selling!

    This 70% has to prove to me wrong that “stupidity has no cure”.

    Please explain why Dr. Mahathir said “…, we find that people in Singapore are not compatible with the people in Malaysia…..”. In another way, he could be saying “If Malaysia voters were like Singapore voters, Najib would still be the PM of Malaysia and nobody would know anything about 1MBD”.

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  • Bobo:

    We used to be ignorant and allowed our ministry to handle things for us via a simple letter to inform us. We have never question them even we found it wrong or inapproriate. Was that mean Spare the Rod and Spoil the Child? Wake up Singaporeans.

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  • Bapak:

    Don’t worry, bro. The Malaysian skeletons coming out of the closets will Whatsapp, Wechat, LINE, Skype, Twist, and Intagram all the Singapore skeleton brothers & sisters in hibernation to come out of the closets too. The rogue regime will not know how to handle these skeletons. You can’t sue skeletons, right? At most, Pinky send his running dogs to go after the bones and becomes a Bone Collector.

    NotMyProblem: These people believe in “asset enchantment”, “retirement nest”, “price of flats always appreciate”, HIP 2, VERS and whatever s*ake oil the PAP is selling!

    This 70% has to prove to me wrong that “stupidity has no cure”.

    Please explain why Dr. Mahathir said “…, we find that people in Singapore are not compatible with the people in Malaysia…..”. In another way, he could be saying “If Malaysia voters were like Singapore voters, Najib would still be the PM of Malaysia and nobody would know anything about 1MBD”.

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  • Bapak:

    Do you know how silly we are? The default age should be 55. Now they came out with this 70 thing, we fought tooth and nail over 65. They are already laughing at us.

    pap clown says INDIAN is malay:
    CPF says retirement age is 65 but default age is 70.

    if CPF is NOT lying why is default age NOT at 65 and opt in age at 70?

    because CPF is kosong. so need to keep citizens’ money long long.

    70% sheep truly WTF.

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  • LIONS:

    Think this ministry shud be called Ministry of Stealth rather than Ministry of Health?

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  • Christopher Bong:

    As a government, being transparent, open and honest idparamount. Resorting to auto deduct money from the citizens account is asgood as stealing.

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  • AllsNotWellInOurSG:

    LIONS:
    Think this ministry shud be called Ministry of Stealth rather than Ministry of Health?

    Haha..good one indeed!

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