Defective Policies In HDB and CPF Is Going To Cause Great Hardship

Dear Singaporeans , prepare for the worst to come..

All PAP supporters , this is especially for u. If u been voting the same party all this while on some narrow thinking , then u deserve
it.

Your life after 2020 is going to tumble…Prepare for the worst as the ruling party will try to consolidate power, control people and tweak policies so that they will benefit most in the end.

if u voted for it then u deserve it…

HDB lease – the most defective housing policy in the world . Public housing sold as lease resembling commercial property.

CPF – the most defective retirement pension scheme in the world. No developed country ever follows such a scheme.

 

Wake Up

 

 

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22 Responses to “Defective Policies In HDB and CPF Is Going To Cause Great Hardship”

  • Sad...:

    Unthinking sheeps with political apathy and laziness… What else is there to say? They deserve the govt they voted for. Like votes for like. :D

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  • NotMyProblem:

    @Wake up; You may be wrong. Many countries wanted to follow SG’s HDB and CPF schemes or scams. These benefited the government with easy money, handed over willing by its citizen. The only problem is their citizens are smarter than Singaporeans.

    With un-curable stupidity of its citizen, Singapore government could hides dictatorship with fake meritocracy and democracy.

    It is said, there is potential cure of cancer but stupidity is still the greatest sickness. 70% in Singapore is infected by it.

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  • PAP.GUARANTEE.WIN.GE2019:

    @ Wake Up

    Your comment show how out of touch you are with the reality on the ground.

    Except for a very small group of loser, loud month Singaporean opposition supporters, many Singaporeans will vote PAP because With SGD 1 to RM 3, many Singaporeans buy big big house in Johor and screwing around with different SYT.

    Thousands and thousands of Singaporeans car are heading into Johor on a daily basis.

    http://www.jalanow.com/johor-singapore-live-traffic-cam-io18

    Opposition supporters are really out of touch with reality on the ground.

    The ground is sweet for PAP and toxically sour for oppie because Singaporeans know voting in opposition will crash the SGD.

    No right minded (SGD 1 to RM 3) Singaporeans will want to vote opposition.

    PAP.GUARANTEE.WIN.GE2019
    Losers Singaporeans opposition supporters will continue to lose in 2019
    PAP huat, huat, huat ah

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  • Asd:

    Save for future generation but ownself take m$ policy.. ha ha

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  • money no enough:

    money no enough is the cause of hardship.

    your cpf can see but cannot touch. sinkies not allowed to take enough of their cpf money out to feed themselves.

    hardship will not mean that you will turn to collecting cardboards to eke out a living.

    there are other alternatives and we see it happening in other countries. hardship could cause sinkies to resort to crime.

    crime all kinds of it. one of its kind will be petty crime.

    street muggers, ah chart kors demanding you hand over your valuables like handphones, wallets, etc, etc to them.

    no it can never happen in SG?

    we will see…..

    election coming do the right thing by voting in more oppositions if you do not want this to happen.

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  • in the year 2020:

    in the year 2020 if PAP is still alive and is even more powerful then before from the mandate given to them by blurfug, numbnuts sinkies, get ready to for more increase in the cost of living.

    sugar tax is waiting at the wing.
    not to mention..gst also lah!
    what else?
    cybernuts feel free to add on to the list..

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  • Regime change is the answer:

    Mixing “longer-term” (CPF) with “short-term” (HDB lease) was a fatal mistake. CPF require growth (positive returns) but HDB is the opposite (negative returns due to 99-year lease). The latter was made “positive” due to an (unsustainable) property bubble. But the inflated value (including SERS2 and VERS) still depreciate so by the end of the lease the value of the HDB flat will be zero because it no longer has “utility” – it cannot be used because it has to be returned to HDB without compensation. This is a fact.

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  • ERP By Satellite:

    This will not be implemented before the GE cos it will upset the public. It is a real killers which will raise Cost Of Living. How ?

    Everybody will be affected including the public. Car, Vans, Taxis. Lorries and Motorbikes will be charged the moment they start moving. The satellite will monitor the total distance traveled and LTA will send the bill by month end for the total distance traveled.

    The van that carries Food, Fruits , Fish , Chicken etc to the hawkers and restaurants will charge the hawkers for the extra ERP charge . The hawkers will in turn pass on the additional charges to the public. A plate of chicken rice will end up costing S$4/-. Everybody will suffer.

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  • Masochistic Third Group:

    money no enough:
    money no enough is the cause of hardship.

    your cpf can see but cannot touch. sinkies not allowed to take enough of their cpf money out to feed themselves.

    hardship will not mean that you will turn to collecting cardboards to eke out a living.

    there are other alternatives and we see it happening in other countries. hardship could cause sinkies to resort to crime.

    crime all kinds of it. one of its kind will be petty crime.

    street muggers, ah chart kors demanding you hand over your valuables like handphones, wallets, etc, etc to them.

    no it can never happen in SG?

    we will see…..

    election coming do the right thing by voting in more oppositions if you do not want this to happen.

    it could happen to younger sinkies with young families.

    all good paying white collar jobs taken by CECA FT.

    what is there left for them so that they can put food on the table for their young families? become Taxi drivers, PHV drivers, Go Jek drivers ah?

    you say lah!

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  • Twilight Time:

    The children of today and their children will have a hard time:

    HDB – Slave yourself for the next 25 to 30 years paying your mortgage and when you finished payment….

    CPF – The miimum sum will skyrocket by then in which time you will be paid miserable monthly allowance which cannot even measure up to the COL and inflationary rate.

    Either take corrective action now or brace yourself for the uncertain future.

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  • oxygen:

    @ Regime Change is the answer

    THE NEGATIVE RETURN IS FAR BIGGER AND A CERTAINTY, the positive hope is UNCERTAINTY AND MUCH SMALLER in quantum.

    So yes, regime change is the answer.

    Regime change is the answer: Mixing “longer-term” (CPF) with “short-term” (HDB lease) was a fatal mistake. CPF require growth (positive returns) but HDB is the opposite (negative returns due to 99-year lease). The latter was made “positive” due to an (unsustainable) property bubble. But the inflated value (including SERS2 and VERS) still depreciate so by the end of the lease the value of the HDB flat will be zero because it no longer has “utility” – it cannot be used because it has to be returned to HDB without compensation. This is a fact.

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  • HarderTruths:

    I am waiting for the economic collapse of $G so I can tell the 70% “too bad – you die your business”

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  • rukidding:

    @PAP Guarantee ,….sure or not?…or are you “out of touch” ???

    Looks to me more like you are just a “small fry kuching kurak” ???

    Fyi, those “who can make it BIG” ….actually “don’t visit JB” ( because they won’t be seen wasting time with all the hassle and jams )

    Those that “go across” to “enjoy the difference in exchange benefits” are of two basic category :

    a) Families whose finances are “limited”..or whose “current financial situation does not warrant spending $$$ buying S$ goods .

    b) Youngster,..especially “chongsters”…looking for cheap beer and sex due to money constraints or ability to earn more .

    c)Real “ok” people don’t need to “come” nor would they wish to come into jb…at most “some” would “fly” to Penang or KL.

    Your comments ,..”SIMPLY SHOW THAT YOU ARE HAVING WILD DREAMS and IMAGINATIONs”

    Those who “go acros” because are “bo pians”…GO ASK THEM,…they will tell you “LIFE IS HARD IN SGP”…right pocket in…left pocket out…and what is “WORST”..IS THAT MOST OF THE $$$$ actually “GOES BACK to the PAP Government” .

    So,…GO DO YOU REAL HOMEWORK and GO do ACTUAL GROUND FEEDBACK !!!!

    Don’t “Dream and have SWELL Head Imagination” that S$1 = M$3 !!!

    When the CPF “CAT”…ever “Gets out of the Bag”….thats where M$1 becomes S$ 3 !!!

    Don’t “BS” people and don’t “Go on having wild imaginnings of our S$ “

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  • rukidding:

    @PAP GUARANTEE SURE WIn …

    Please lah,..when you want to “convince” people and even provide “links” to “web pages”,..like jalanow ( in your post)…please DO A PROPER JOB and not a “SLIP SHOT, SHODDY ” photo shot.

    Go look at your own “posted link to jalanow”….Go look at the pics !

    It actually shows “very little cars” going into JB ,..nor was thy a “BIG Jam” of SGP Cas “going towards jb” !

    So,….my point here is ….”what integrity and level of intelligence” are you telling readers about yourself ???

    Answer: ZERO !

    Just another typical PAP supporter with “No Brains but BIG lj mouth” !

    “Bo Liow”

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  • political observer:

    I am a Taxi driver. I have picked up several foreign PAP supporters.As we talk I was made to understand that the IBs are majority foreigners who has been sponsored by Spore govt.(PAP)as a student to study and bonded for 3 years or 6 years depending on 50% or 100% sponsorship.
    These guys are staunch PAP supporters and IB savvy.Majority are from India and Philippines and are mostly PRs above 18years. When I ask why dont they apply for Singapore citizenship,their answer is once their bonds are complete ie by then all are above 18years old. This allows them then to apply for PRs without the need to serve National Service.They claim that as a PR and an IBs gives them the opportunity to mingle with the powers and gain employment experience before they move on to other countries as their CVs will indicate their experience in Singapore which is easily acceptable to the country of their choice.
    There is another group that are serving NS with no intentions of becoming Spore citizen.Only to gain employment in singapore as their parents are already PRs.. Parents refused to apply for citizenship… End of the day since they are allowed to buy resale HDB…they can sell and collect all their CPF ie RF/SA/medisave back to their homeland while their children can still be gainfully employed.

    WE SINGAPOREAN HAS BECOME PAP SUCKERS.Defend the 100 plus parliamentarians and foreigners in time of troubles.Think again why are we allowing 100 odd PAP MPs dictates the lifes of 3 millions plus singaporean.. these info I gather is from the ground while driving Taxi….Give a serious thought what is happening in our home land.

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  • political observer:

    2 cardinal mistakes made by PAP:-(This cannot be reversed)

    1) Stop at 2…..Families with more then 2 child were penalised in 1965 till 1970s..Today PAP is blaming singaporeans for not producing enough children…

    2)I am sure no country on planet sell Public property to Foreigners. Why has PAP allowing foreigners(PRs) to purchase resale HDB which are public properties.If new citizens purchase its a fair game.
    When times are up for the PRs to return home the Resale HDB is sold in open market and all of CPF in cash is return to them, while when the citizen sells bulk of the money is return back to CPF for the citizen to suck their thumb.

    3) Why are the PAP Ministers and MPs not helping the citizen to secure their CPF? Since these CPF money are peanuts to them as they have been making money by paying millions and retired MPs are share holders of several million dollars companies making millions themselves.Seem they dont give a F_ _ K about Singaporeans CPF.

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  • No Dafts or Dogs Allowed:

    You’re correct. Watched a recent CNA documentary highlighting those ‘gian pngs’ pressing/jumping on their cars at JB petrol pumps to get more cheap petrol into their tanks. Real cheapskate “Gian Pngs”

    rukidding:
    @PAP Guarantee ,….sure or not?…or are you “out of touch” ???

    Looks to me more like you are just a “small fry kuching kurak” ???

    Fyi, those “who can make it BIG” ….actually “don’t visit JB” ( because they won’t be seen wasting time with all the hassle and jams )

    Those that “go across” to “enjoy the difference in exchange benefits” are of two basic category :

    a) Families whose finances are “limited”..or whose “current financial situation does not warrant spending $$$ buying S$ goods .

    b) Youngster,..especially “chongsters”…looking for cheap beer and sex due to money constraints or ability to earn more .

    c)Real “ok” people don’t need to “come” nor would they wish to come into jb…at most “some” would “fly” to Penang or KL.

    Your comments ,..”SIMPLY SHOW THAT YOU ARE HAVING WILD DREAMS and IMAGINATIONs”

    Those who “go acros” because are “bo pians”…GO ASK THEM,…they will tell you “LIFE IS HARD IN SGP”…right pocket in…left pocket out…and what is “WORST”..IS THAT MOST OF THE $$$$ actually “GOES BACK to the PAP Government” .

    So,…GO DO YOU REAL HOMEWORK and GO do ACTUAL GROUND FEEDBACK !!!!

    Don’t “Dream and have SWELL Head Imagination” that S$1 = M$3 !!!

    When the CPF “CAT”…ever “Gets out of the Bag”….thats where M$1 becomes S$ 3 !!!

    Don’t “BS” people and don’t “Go on having wild imaginnings of our S$ ”

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  • MarBowling:

    No Dafts or Dogs Allowed:
    February 11, 2019 at 1:26 am (Quote)
    You’re correct. Watched a recent CNA documentary highlighting those ‘gian pngs’ pressing/jumping on their cars at JB petrol pumps to get more cheap petrol into their tanks. Real cheapskate “Gian Pngs”

    Response: the pitiful sight of these “Gian Pngs” folks performing this stunt is REALLY PATHETIC, period. If there is NO this REGRESSIVE Fiacking RULE of 3/4 tank thing, these folks DON’T have to RESORT to doing this PITIFUL ACT! JUST TO SQUEEZE A FEW MORE LITRES OF FUEL INTO THE TANK! Malaysian drivers and citizen watching this jumping action must be rolling on the floor laughing non-stop!

    Btw WHY are our poor folks performing the jumping action for neighboring folks to ridicule and laugh at?
    Possible reasons:
    Everything under the Sun in SinKapore are fiacking EXPENSIVE:GOODS & SERVICES from medicine, health care, essential daily foodstuffs and of course fuel for their cars and motorcycles! The savings from enduring the massive jam and toxic smoke by going to JB to do their errands REALLY HELP to lessen the GREAT LIVING BURDEN which is SHAFTED down the THROAT of the COMMON FOLKS by this PAPIGS Coverment! Period.

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  • INDIA's unemployment problem:

    To @political observer,

    Many Singaporeans are still going about their lives in a ‘happy go lucky boh-chup’ attitude.

    They still do not realise that the PAP is helping INDIA to solve its huge unemployment problem.

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  • Go jerk:

    Dear political observer.

    Many ex PR.aim for Canada.

    Ever since 1998.

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  • Smlj also bohbian:

    Are the peasants Stupid?
    But educated?
    Are they Timid by intimidation?
    But they are men?

    I think it’s both ignorance and FEAR.

    HOW TO DEFEND SG?

    It’s such a clear issue. Your cpf promise is not fulfilled. Delay after delay.
    Its your money. VTO ! Nothing less.

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  • PAP.GUARANTEE.WIN.GE2019:

    rukidding: Go look at your own “posted link to jalanow”….Go look at the pics !

    It actually shows “very little cars” going into JB ,..nor was thy a “BIG Jam” of SGP Cas “going towards jb” !

    Very little cars???… your comments really show that you are a daft Sinkie that is out of touch with reality

    Go visit the link again after the Lunar New Year

    After the Lunar New Year, you will see millions of cars/bus/lorries heading in and out of Johor.

    Don’t believe? Visit the website again next week.

    PAP.GUARANTEE.WIN.GE2019

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