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Archive for the ‘Economy’ Category
Potential loss on mortages

Potential loss on mortages

According to the Federal Reserve Bank of St. Louis, as of the end of 2021, the total outstanding residential mortgage debt in the United States was approximately $11.85 trillion. This includes both fixed-rate and adjustable-rate mortgages, as well as first-lien and junior-lien mortgages. (There is no breakdown). The most common... 

What the bank crisis is all about

What the bank crisis is all about

I explain many issues which are not covered by media, especially our local state mouthpiece. Click to visit the author's website for the full article The common knowledge now is banks hold securities. Interest rates have gone up, so those long term securities create huge unrealised losses in banks. That is true. This works... 

Net investment return contribution (NIRC)

Net investment return contribution (NIRC)

1. The Net Investment Return Contribution (NIRC) in Singapore is a portion of the investment returns from the country's reserves that the government uses to fund its annual budget. It was introduced in 2009 and is calculated as a percentage of the net investment returns of the Singapore government's past reserves. Under the... 



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