PAP Government Doesn’t Understand Economics
On November 27 the Public Service Division (PSD) announced that Singapore’s 85,000 civil servants will not receive any year-end bonus this year . This followed the cancellation of the mid-year bonus which was blamed on the economic fallout from the Coronavirus pandemic. This may sound like common sense to many Singaporeans...
Digital payment
I wish to suggest how Singapore can implement digital payment more comprehensively. We must first recognize that there is already digital payment using the following channels: * payment by credit card * tapping of the RFID enabled credit card. * payment by bank transfers * Pay Now * e-wallets operated by several banks and non-bank...
CBDC – central bank digital currency
Some people are worried about a CBDC (central bank digital currency). They worry that the government can track how they spend the money - e.g. at places where they do not want other people to know. They are afraid of "loss of privacy". I find their fear to be exaggerated. If they think about the problem, they can find the solution. Here...
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