A better way to handle CDC vouchers
March 12th, 2023 | 
Author: 
It is wasteful for the government to adopt online CDC vouchers.
The customer has to select several vouchers of fixed amounts and generate a QR code to the payment. This approach does not deal with amounts that involve change.
It is better to have the amount ($300) credited to a wallet (instead of a few dozen separate vouchers).
The payment can be handled as follows:
a) The merchant (i.e. stall holder or merchant) to enter the exact amount in a mobile app.
b) The customer uses a phone to display a QR code to identify the wallet to be deducted. The QR code can also be printed on a card.
c) The merchant can scan the customer’s QR code to complete the transaction.
Alternatively, the customer can link a NFC card to the e-wallet and tap the NFC card on the merchant’s device.
This platform can be used as the standard platform for other payments (i.e. other than CDC vouchers).
It can replace the dozens of payment platforms that have been introduced in Singapore and are hardly used. Most small payments are still done by cash.
Tan Kin Lian
Posted in 
Credit bank account. Problem solved.
These adults love to play children game. Monopoly money. $1. $2. Bloody waste of money and time.
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just think cdbc trial, a certain amount for a certain time for a certain merchant only.
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Cash best.
I was kept waiting at NTUC Fairprice because the lau char bor want to pay using CDC vouchers by phone. The scan failed several times because her phone screen was not clean. To add to it, the auntie cashier tried selling her abalone, which the lau char bor took a long time to examine the cans and ponder whether she should spend that $80. She also asked many questions.
The paper printouts of those vouchers were easier and faster. Many used them one shot CNY shopping.
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CDC VOUCHERS IS A STUPID WAY OF SUBSIDISING OVER-TAXED NEEDY N POORER SGS.
IT IS MUCH BETTER TO TAX THE POOR LESS.
I think those who received $600 from RESILIENCE BUDGET OF $100 BILLION PREFER TO HAVE THE BALANCE OF $22.9 K CREDITTED BACK INTO THEIR BANK ACCOUNTS.
At least i do.
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pap is a very stupid group of people voted into power by a very stupid group of people.
just send cash.
where got problem when cash is involved?
only stupid people complicate things, from stupid pap voted into power by stupid sinkies.
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Make it simpler for the elderly to use.
If not keep everybody waiting…
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Some get, some do not get. Single and divorcee get nothing. To the PAP, these group of people, it’s just too bad. PAP, just say we cannot please all. But say it too many times, it becomes we don’t fcuk care.
The PAP wants to make digital payment widespread. However, there are still segment of society not familiar with computers or the mobile phoned. They are the elderly, poor and those not as sophisticated as our scholars cum policymakers hiding in the La La Land in their Ivory land.
It’s a bridge too far for them to negotiate to get the digital vouchers, and then pay digitally. Most are lost and frustrated.
Make it simple, for these group of people, stupid.
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Cash no more so give voucher.take goods in advance.pay later when got money.
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Pay later when collected gst, silly 4D punting money,motor bike coe,littering fine,etc..etc…
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Is taking from gst and give you back.and taking more more…more
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No point looking for new ideas.
Even founder children have to run from this place.
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Agreed. Making a simple process more complicated does not make a smart nation. It’s a hassle to have to use the phone app. Holds up everybody in the check-out line whenever there is a hiccup. Technology should hasten the check-out process instead of slowing it down.
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Cash is no problem.
The question is why they do this. Who, which shops, benefit the most from this “clever” scheme?
It’s a marketing gimmick funded by tax money and profits go to certain shops. You use a $2 voucher and end up buying $50 from the shop.
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Does the digital mode really work? Queues form going up a bus when a commuter is unable to get a link on his phone. Every day there are scams of people’s monies being stolen from their bank accounts. If the CDC vouchers are to help families then just credit their bank accounts.If it is to help the shopkeepers, lower their property tax and pass the savings to the tenants. Perhaps the civil service needs to seem busy doing useless work like issuing digital vouchers. It is also common sense to know that unless the entire world is going to use a digital mode,it can never take over that cash is king but it will take the PAP at least a decade to realize it.
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Even if current system is not perfect, why spend more money to create another digital system?
If the person is truly needy for $, the person will try to learn to use the voucher technology, or ask cashier for help.
USD can command US politicians to order an invasion of Iran.
EUR can command EU politicians to order an invasion of Iran.
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CDC VOUCHERS NEED TO BE SPENT.
Money/cash can be saved if you dont need or dont want to spend.
CDC VOUCHERS for SINKINGpooreans,$100 BILLION TO GIVE CASH TO HIGHLY SALARIED SGS N FTs(NON-sgs) including THOSE FTs who have yet to pay INCOME TAX when such generous furlough was granted?
Is this equitable fiscal policy?
Trained in MPA N MBA from Harvard,Stanford,Wharton,LSE,AND,FOR WHAT?
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BTW,let me ask ONE FRANK QUE$TION. BUSINESSES INCLUDING NTUC FAIR(FAIR?)PRICE ARE ABLE TO *ADJUST* PRICING TO COPE WITH SO-CALLED SUPPLY ISSUES ,CANT THEY?
BUSINESSES CAN LEARN TO ACCEPT *LOWER PROFITS* TO COUNTER-BALANCE SUPPLY ISSUE$ during such periods /scenarios IF THEY WANT TO?
INSTEAD,EVEN DBS N OTHERS ARE RAKINV IN MORE BILLION$ N PA$$ING HIGHER COSTS OF FINANCING TO customers in housing mortgage loans,etc.
The differential between saving n loan rates are just GLARING! So? Its all about HIGHER N HIGHER PROFIT$,ISNT IT?
SAME IT IS FOR NTUC FAIRPRICE,CAPITALAND,SINGTEL ,ETC.
AS THE G ,VIA ITS MANY VEHICLE$ ARE OPERATING BUSINESSES,THE G CAN LEAD BY EXAMPLE.
GO ASK PIYUSH GUPTA IF HE KEEPS RECEIVING MORE PAY-OUT$ HIMSELF ?
WHAT IS CAUSING INFLATION IS NOT SUPPLY ISSUES,PER SE,IT IS PLAIN GREED.
LETS JUST ADMIT IT.
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And,GREED IS GOOD is a $inful culture of CORPORATE AMERICA.
$IN CITY IS NO DIFFETENT.
Thats WHY CHINA’S XJP IS IMPLEMENTING COMMON PROSPERITY as he is aware that PRIVATE PRO$PERITY IS GETTING OUT OF HANDS.
To those idiotic ANGMOH WORSHIPPERS,shame to your BLIND FAITH.
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Angmoh worshippers,GO GET MORE BOOSTER JABS SO YOUR RICH ANGMOH PHARMA GIANT$ CAN GET RICHER.
THERE IS NO REMEDY FOR STUPIDITY!
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