Street Carts
You could call it a stoke of good fortune, but after bashing out a piece on how people on Vietnam’s streets were setting up street stalls to get by, I ended up having to become a patron of the streets. It was a case of my host not feeling well enough to take me out and so I needed to look for my own dinner. I didn’t really...
What the bank crisis is all about
I explain many issues which are not covered by media, especially our local state mouthpiece. Click to visit the author's website for the full article The common knowledge now is banks hold securities. Interest rates have gone up, so those long term securities create huge unrealised losses in banks. That is true. This works...
Banks in America may suffer large losses on their mortgages
American banks will face big problems with their mortgages. They offer 30 year mortgages at fixed interest rate. In the early 2010s, following the 2008 financial crisis, interest rates on 30-year fixed-rate mortgages fell to historic lows, often around 3-4%. In 2020 and 2021, interest rates remained near historic lows, with...
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