Are Singaporeans Getting Ripped off by Their Social Welfare Programs?

So, PAP wants to increase MediShield premiums.

But there’s really no need for Singaporeans to pay more, because of the total Medisave balance, only 1% is used every year for direct medical expenses.

Why is the PAP not letting Singaporeans use more of their Medisave for direct medical expenses, but making Singaporeans pay more into MesiShield instead?

Even if Singaporeans use only 60% of the Medisave they pay every year for direct medical expenses, they would be able to receive universal free healthcare the way it is defined in other countries, and there will still be savings from Medisave.

So why is the PAP making Singaporeans pay more?

 

Roy Ngerng

 

 

 

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23 Responses to “Are Singaporeans Getting Ripped off by Their Social Welfare Programs?”

  • TreSCREWED:

    PAP IS A BIG SCAM, simple as that.

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  • oxygen:

    LEE-jiapore HAS too many avenues of BACK DOOR TAX of peasants – from public housing to CPF to utilities and now increasingly medical.

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  • Tremendous:

    There are many reasons why they hold the cp funds of villagers. One reason is for them to withdrawal in one stroke readily.

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  • xoxo:

    The BALANCES IN OUR CPF in RA N MEDISAVE are oredy EARMARKED to be $UCKED so that theG NEED NOT FIND WAYS TO RETURN OUR CPF as the *RA n MS will be DEPLETED in a systematic $cheme.

    I said this many times before.
    Medical cost here has been allowed to rise so irrationally ,even more so than HOUSING over the past decade LOONG or more!

    By the time you are about to pass on, you or your family members WOULD HAVE BEEN REQUIRED TO TOP UP YOUR MEDISAVE??.

    IT IS AN IMMORAL GOVT.

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  • PAP Draculas:

    we are being ripped off by our gov.
    no other way to look at it.
    no kinder way to say it.
    why why why?
    HJ has ‘gambled’ away many bil$,
    so what else to do?
    carrying on sucking blood from the poor peasants..like draculas.
    those up in their ivory towers remain untouched..
    most suffering sgs have no more blood to give.
    we ourselves had to go for a blood transfusion !

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  • Some probable scenarios....:

    The Emperor has scammed away the 100 billions on himself & his elites; or the Emperor has misapplied the 100 billions towards unjustified mysterious projects; our the Emperor don’t fxxk care about transparency & accountability cos you siginna are too lucky to be living under a soft dictatorship in a guided democracy – Ahgong say one…..

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  • temasick is bleeding:

    when all the temasick folks are spending dollars reaping cents, sooner and no later need to dip into 61% sheep CPF again and again.

    after all, Fortune magazine published a list of high debt countries and pap Singapore is in the top ten.

    imagine. pap Singapore owes more than Dr Mahatir Malaysia. this means the country has been mismanaged all along.

    look into temasick. over any period of measurement, 5 years, 10 years, 20 years, the average is practically negative.

    look into gic too. sama sama. husband gic. wife temasick. all the useless kakis all over the place. how not to rot?

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  • CheesepieMIWs:

    To PAP, we are not citizens of a country called Singapore. They see us as paying customers of fully priced ‘public’ services.

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  • Jail time for Liew Mun Leong:

    Straits Times: Parliament: MOM to review punishment for employers who illegally deploy maids

    What is there to “review”? The issue is not the punishment but the its strict enforcement. This just another PAP gimmick” to make it appear it is doing something (“all for show”) because it does not want to punish “PAP” (Power And Privilege) member (and good friend of Ho Ching) with super ego Liew Mun Leong.

    This issue with the Liew Mun Leong is not just illegal deployment of their maid but also their attempt to frame her to stop her from reporting it to MOM.

    Liew Mun Leong should pay a hefty fine to MOM, damages to the maid, legal fees plus expenses to the maid’s lawyer AND, most important, do some jail time.

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  • PAP is a bunch of scammers:

    TreSCREWED:
    PAP IS A BIG SCAM, simple as that.

    The biggest scam in town is HDB followed by Medishield.

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  • Reality:

    Reality is when you need it,all the medical scheme and insurance also cannot help in some cases…
    Crazy to expect a jobless or retired senior to pay substantial cash monthly for medical needs…especially with rigid the mean test.

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  • HDB Low Quality:

    But you do get something with HDB. Nothing from Medishield.

    PAP is a bunch of scammers: The biggest scam in town is HDB followed by Medishield.

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  • Harder Truths:

    The biggest scam is making the 61% say thank you very much when they are made homeless, jobless and ballsless.

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  • KARMA TO GCT:

    Former Inter-Pacific Petroleum (IPP) director, Dr Goh Jin Hian, have been sued by the company’s judicial managers for over US$156 million (S$212.6 million) in losses it sustained due to his alleged breach of director’s duties.

    ++++++

    KARMA,

    KARMA,

    KARMA,

    to mediocre GCT…….

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  • ALLGOVrTERRORRIST:

    Dr Jean Lindo was on a ward round when a friend messaged to say her face was on a “wanted” poster plastered outside a local church.

    The flyer branded her and eight other Filipinos including a bishop and school director – all known for their humanitarian work – as “human rights violators” and “executioners”.

    It was crude and bore no signatories. But Dr Lindo, who also leads a women’s group and environmental coalition, knew the consequences could be fatal in the Philippines where public vilification has been linked to extrajudicial killings.

    It remains unclear who was behind the poster. But those pictured point to the rise of “red-tagging” – a well-documented tactic used by successive Philippine governments, security forces and at times their anonymous backers to label individuals, without evidence, as communists or terrorists.

    They warn the ambit of red-tagging is growing under the administration of President Rodrigo Duterte, who openly expresses his disdain for human rights, to criminalise dissent at large.

    FROM THE BIGGEST TERROR GOV IN PHILIPINES, COMES ABOVE….

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  • HSK talking cock again:

    Straits Times: Measures could save 155,000 jobs and pave the way for the future: DPM

    Singaporeans continue to lose their job because of the economic downturn AND PAP’s pro-alien policy (exempting foreigners from CPF).

    WHAT IS MOST IMPORTANT AT THIS TIME IS TO “CREATE” JOBS FOR SINGAPOREANS BY CANCELLING THE WORK VISA FOREIGNERS TO FOCE THEM TO GO HOIMW SO SINGAPOREANS CAN TAKEOVER THEIR JOB.

    HSK is talking about the “future”. Singaporeans live in the “present”. They need jobs NOW to eat AND to pay the Government for their over-priced, depreciating, poor quality HDB flat.

    Also, “measures” should save the jobs of Singaporeans, not free-loading deadbeat foreigners.

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  • xoxo:

    These M.Farker$ keep sucking blood from ordinary sgs and even retirees and $QUANDER ANYHOW without HONESTLY ACCOUNTING TO THE PEOPLE like the $100billion???

    Retirement Account or Medisave,for what?
    $100 billion can COVER PREMIUMS for poor n jobless sgs n seniors, can or not?

    Pls stop screwing the people.
    $600 out of $100 BILLION?
    YOU GROUP-THINK we stupid or what?

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  • HDB is a Ponzi scheme:

    HDB Low Quality:
    But you do get something with HDB. Nothing from Medishield.

    What you “get” for HDB is your retirement money stuck in what is basically DEPRECIATING asset (HDB flat value will depreciate to zero because of the 99-year lease). Your exit is dependent on an unsustainable “property bubble” and another fool that will pay for your flat without considering the remaining lease. HDB is a basically a Ponzi scheme.

    Medishield is useful because at some stage people will get sick and need medical care. The only issue is what Singaporeans should pay for it.

    WHAT IS MOST NEEDED ON MEDISHIELD IS OPENNESS AND TRANSPARENCY SO SINGAPOREANS CAN DETERMINE IF THE PLANNED INCREASE IN PREMIUM WILL STAND UP TO PUBLIC SCRUTINY. BUT PAP HAS NEVER BEEN “OPEN AND TRANSPARENT. THAT IS WHY SINGAPORE URGENTLY NEEDS REGIME CHANGE.

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  • Roger:

    A poor country like Bhutan can give free healthcare and education to its citizens.

    But one of the wealthiest nations in the world can’t afford it. Doesn’t make sense.

    PAP Govt hoards the money and use it to reward themselves with ultra size salaries and their cronies.

    To make so much money, PAP Govt sells you the most expensive public housing in the world and cars three times the price elsewhere in addition to monetizing EVERYTHING that can turn a dollar or two.

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  • TUMASIK Patriot:

    Like CPF it is Part of the scam “Reserve” to be used as Gambling Chip for the Jinx…

    The losses we bear… Winnings she takes her cut including her Undisclosed salary…

    How STOOPID can people be not to see the SCAM???

    Is the CONtinuity of an Illusion by a Bastard worth it???

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  • Harder Truths:

    Listen to Thanman after the GE 2020:

    “We cannot sustain our openness if we do not provide enough opportunities for our own people,” Senior Minister Tharman Shanmugaratnam told the Singapore Summit on Sept. 14. “It is not socially or politically sustainable. No society can be blindly open.”

    Source: https://sg.yahoo.com/news/comment-the-expat-model-is-broken-030540225.html

    Read more bullshit here

    https://www.straitstimes.com/politics/staying-open-and-maximising-opportunities-for-singaporeans-go-together-sm-tharman

    However just a few years ago he said in an interview that $ingapore was a Global City, an International City welcoming all ‘talent’.

    These pappies can change their tune 180 degrees when it suits them. But beware – the policies to drown $G in FT will continue because it must be so.

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  • HDB Low Quality:

    As with Medisave, I’ll assume Medishield will only cover part of the medical expenses. The question is how much they cover and how much the patient has to fork out.

    Agree on the HDB point. So lots of people selling when the flat has 60 years or more on the lease.

    HDB is a Ponzi scheme: What you “get” for HDB is your retirement money stuck in what is basically DEPRECIATING asset (HDB flat value will depreciate to zero because of the 99-year lease). Your exit is dependent on an unsustainable “property bubble” and another fool that will pay for your flat without considering the remaining lease. HDB is a basically a Ponzi scheme.

    Medishield is useful because at some stage people will get sick and need medical care. The only issue is what Singaporeans should pay for it.

    WHAT IS MOST NEEDED ON MEDISHIELD IS OPENNESS AND TRANSPARENCY SO SINGAPOREANS CAN DETERMINE IF THE PLANNED INCREASE IN PREMIUM WILL STAND UP TO PUBLIC SCRUTINY. BUT PAP HAS NEVER BEEN “OPEN AND TRANSPARENT. THAT IS WHY SINGAPORE URGENTLY NEEDS REGIME CHANGE.

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  • xoxo:

    SG TO RE-OPEN BORDER$???

    NO ROB,JUST TAKE COVID TEST ON ARRIVALS???

    ONG YE KUNG BIRD-TALKING AGAIN.
    So,if COVID SPREADS AGAIN,WILL ONG SAYS ITS MY FAULT or blame sgs for WHATEVER REASONS?

    ITS LIKE TRUMPY,keeps blaming CHINAmen.
    then says DO NOT BE AFRAID,TAKES OFF MASK???…LIKE JOHN WAYNE COWBOY?

    WILL TRUMP BLAME CHINA FOR WHITE HOUSE COVID FIASCO too???

    MAKE AMERICA GREAT AGAIN???…COVID IS NOTHING…JUST 210K DEAD AMERICANS?

    CANNOT WEAR MASKS,THEY ARE MADE IN CHINA???? GOT COVID???

    HERE,SAME SAME,NO NEED TO WEAR MASK,THEN DONT WEAR MASK GETS FINE???

    NO WORRIES,OPEN CHANGI,WELCOME COVID???

    ONG YEKUNG TALKS AS IF HE IS A CLONE OF LEE AH LONG???

    DAMN HOW LIAN,STUPID BRID-TALKER,JUST WE WAIT AND SEE…

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