Tenure of new home loans capped at 35 years
The Monetary Authority of Singapore (MAS) has announced that starting 6 October, the maximum tenure of all new residential property loans will be capped at 35 years. That is to say, financial institutions in Singapore cannot offer residential property loans exceeding 35 years from now on. The new regulation applies to both private...
HDB flats seem to be priced many times my annual income. How can I afford one?
“HDB offers a wide variety of flat types in both standard and premium designs in various areas across Singapore at different times of the year. You should be able to find a suitable flat priced within your means. Some measures of housing affordability use the Home Price-Income ratio (HPI), where a figure of 6, for instance,...
National Conversation vs. Social Media, who is the winner?
What do you think? National Conversation competes against Social Media for awareness and influences over Singaporeans and who will be the final winner? From the perspective of learning and sharing, National Conversation and Social Media have different reach and coverage. The former is a privilege and is for selected group of...
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