
Why Nations Fail
This i s an interesting book by Daron Acemoglu. an MIT economist and James A Robinson, a political scientist from Harvard. When they talk about failure, it is not a country disappearing or wipe off from the map but a failure of its socio-economic and political systems leading to abrupt change or revolutions. You should read...

A man who would lose his flat
Last Thursday, I conducted financial counselling. A man, aged about 60 came to the team and shared his documents. HDB had given him 30 days to evict since a few weeks ago. By the time of this post, he would have been evicted. He had owed a significant amount in 6 figures. 10 years ago, his son had an illness and become...

What will become of s’pore in 40 years’ time
We hear and see so many displeasure expressed online, discomfort felt on the ground. Are they real or imagined? WHY are so many of us spending so much time online discussing the present state of our country, on what our future may or will become and so on? For the sake of our country and citizenry. i say let’s not be discouraged...
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