
False sense of affordability
You need to save at least 20% of your income for retirement, instead of using them for HDB. It's a simple calculation. If you spend working from age 25 to 65, that's 40 yrs of working income. If you use 25% of your income for mortgage, you will be using 55% for spending. Saving 20% will means it's 36% of your spending to maintain...

Job Interviews By New Citizens/Global Talents
Recently, a friend told me his experience interview for a mid senior position in an IT company. The HQ of this company is in the US, their Asia HQ is in Australia, the HR is also in Australia. He applied and was identified by HR manager to be a potential candidate. He decided to research his hiring manager after the email of...

Foreign Aka Global Talents Also Taking Delivery Job
Interesting to find a number of complaints from locals regarding imported global or foreign talents doing food delivery jobs. [LINK] Complaints: 1. Too many JHKS(jiu hu kias), Malaysians speaking and typing in Mandarin and mix only with their own gang. 2. PRCs also now doing food delivery! 3. Ang mo also doing food delivery! 4....
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