TR EMERITUS

Ms Chua insists that BTO flats are affordable compared to many Asian cities. She says that most first time buyers use less than 25% of their total pay to service the monthly loan repayments, which can be covered by CPF. Most of us will realise that this line of thought is a non-starter because the duration of the loan can be... 

I encourage feedback and contributions from fellow netizens regarding this commentary. I post as a concerned citizen and a lay person and if I have got any aspects wrong, I seek your understanding and forgiveness. I goggled our national pledge, 'We, the citizens of Singapore, pledge ourselves as one united people....to build... 

The issue of how HDB price its BTO new flats was first raised some twenty years ago by myself and several Forum contributors. I am a 75-year old tertiary-educated Pioneer Generation Senior Citizen who had completed full-time National Service. Like many concerned parents, I was rightly worried how our children and grandchildren...