
Make sure you use the right CPF nomination form
Pay your CPF to your nominees’ CPF? We just discovered that you can now choose to pay your CPF to your nominees’ CPF on your demise, instead of as the normal cash to your nominees. Thanks to a posting on facebook. It is called the Enhanced Nomination Scheme (ENS) that has been available since 1 January 2011. Media...

HDB studio downgraders get $200,000 each, really?
We refer to the article “Studio apartments “effective”, downgraders have net proceeds of $200,000: Khaw” (Straits Times, May 7). Downgraders get $200,000 each? It states that “Housing Board flat owners who downgrade to a studio apartment have net sales proceeds of around $200,000 each, after paying off the outstanding...

The reason why PAP is now pro-foreigner
Goh Meng Seng My conservative estimate is that new citizens (less than 15 years of stay in Singapore) constitute about 10% to 15% of voters in Singapore. They will be the most crucial and critical voting block for PAP in the coming General Elections. PAP has the statistics and that is why PAP has started to shift their policy...
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