Who will be hardest hit by 3.5% interest rate per new TDSR ruling?
Who will be hardest hit by 3.5% interest rate? We wrote about the recent property loan regulations announced by Monetary Authority of Singapore (MAS) in our article on 2nd July. We also posited that the introduction of a mandated 3.5% interest rate for total debt servicing ratio (TDSR) calculation implies an unspoken expectation...
Parliamentary reply on incomes: No “all workers”, “excluding employer CPF” data?
Leong Sze Hian Parliamentary reply to NCMP Mrs Lina Chiam I refer to the following written Parliamentary reply on 8 July: “GROSS MONTHLY WAGE OF THE TOTAL WORKING POPULATION IN SINGAPORE FROM 1980 TO 2011 36. Mrs Lina Chiam: To ask the Acting Minister for Manpower for each year from 1980 to 2011 (a) what is the gross...
Should we scrap university education?
What is education for? Is education for the sake of education? Or is education about equipping the student to participate fully in life, in the economy, simply about getting a job to earn some money to provide for himself and his family should he decide to have one? For the elite and the gentry class, the royalties and aristocracies,...
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