Affordability of HDB flats – a response to Minister of National Development
Two measures of affordability was offered by Minister Mah in his article “Are HDB flats affordable?” which appeared in Today Online on 12 Nov 2010. The first was the housing price-to-income ratio (or HPI), which compares median house price to annual household income, and the second was the debt-service-ratio (DSR), which...
Do 99 year lease hold HDB flats, appreciate or depreciate with time?
I refer to reports that state that Singaporeans actually OWN their HDB lease hold flats and are not encouraged to sell their flats as it is an asset that will appreciate year on year? To be honest nothing will appreciate if there isn’t a demand or if the current supply is not able to cater to the influx of FT and foreigners. So...
Track ‘Voluntary Unemployment’ (Revisited)
I refer to the ST article, 'Track Voluntary Unemployment', dated March 25, 2010. It can be found here: http://www.asiaone.com/Business/News/Office/Story/A1Story20100323-206249.html We are told that Singaporeans are picky about jobs. Apparently we shouldn't be choosy over something we spend 2/3rds (or more in some cases) of our...
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