
Difficult to change legacy system
My friend said that it is when the traditional manufacturers like GM, Ford, Toyota, BMW starts to manufacture electric cars, Tesla will face strong competition. He thinks that Tesla will not be profitable. I disagree. I told him that it is difficult for the traditional manufacturers to change the legacy systems. Their management...

Era of cheap money but no fixed rate housing loans
DBS named Social Enterprise Champion of the Year at President's Challenge Social Enterprise Awards 2019.... (DBS.com Dec 2019). OCBC the best consumer bank in the world, while DBS the best bank for SMEs.... (Global Finance Oct 2019). S’pore’s big 3 banks among world’s 10 strongest.... (Bloomberg Market Ranking 2015). DBS...

How to get local born citizens to accept new citizens
I like to suggest how to get our local born citizens to accept new citizens. We should expect the new citizens to have the same obligations as local born citizens, especially in the field of national service. But new citizens may be too old to serve national service, or they may not want to be new citizens if they have to suffer...
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- Papa PARDON Son Democracy SRFR on 2025大选—明确授权,变化中的政治格局
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