TR EMERITUS

I would like to share some thoughts about new citizens (NCs). Right thinking citizens must conclude that our country's taking in of NCs are, on balance, doing more good than bad. Nonetheless, understandably, I also recognise that it can be an emotional struggle for many native Singaporeans. Genuinely talented individuals are... 

I heard that government agencies take a long time to pay their suppliers. This is a "stupid" way to do business. Let me tell you why. When I was in charge of an insurance company, I instructed the finance manager to pay the motor repairers promptly when they receive the invoices. They wanted to wait for 30 or 60 days. I overruled... 

I dislike marketing gimmicks that lead to wasteful practices. Here are some examples: a) Credit cards, airlines and telephone companies offer points based on purchases. These points can be converted into benefits. I find it confusing to use the points. Quite often, they are a waste of time. After a while, I decided to ignore...