
What are the combined surpluses for MediShield Life and ElderShield?
I refer to the article “Why zero co-payments are a bad idea in health insurance” (Straits Times, Feb 1). It states that “Health insurance requires a fine balance: too little overburdens patients; too much encourages overspending. Good insurance design retains co-payments and focuses on value-based care.” $2.4b MediShield...

Regaining the trust of the people?
I refer to the article “Has trust in the government been eroded? It’s time to talk frankly” (Straits Times, Feb 1). The article by Straits Times Opinion Editor, Chua Mui Hoong states that “For this group, maintaining trust in Government is not the issue, because it has already been eroded. They may be a minority, but...

Why Buying Cars and HDB In Singapore Is Mainly Tax Collection
Car- COE attached. 10 years validity. HDB - 99 year old lease validity. Could these be just direct taxes dressed up under Tax collection? Direct Taxes, as the name suggests, are taxes that are directly paid to the government by the taxpayer. It is a tax applied on individuals and organizations directly by the government e.g....
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