TR EMERITUS

According to the Federal Reserve Bank of St. Louis, as of the end of 2021, the total outstanding residential mortgage debt in the United States was approximately $11.85 trillion. This includes both fixed-rate and adjustable-rate mortgages, as well as first-lien and junior-lien mortgages. (There is no breakdown). The most common... 

I am the son of illegal Street Hawker & Taxi Driver. My mother has applied for hawker stall in the Toa Payoh market numerous times but her applications were all rejected just because my father had a taxi driver license! There were 10 of us in the family and they expected one taxi driver to feed all! Thus we all became illegal... 

Lee Kuan Yew famously told Singaporeans: “Follow that rainbow, go ride it.” The words of Singapore’s late founding father meant something then but rings hollow today. Ask the young and the not-so-young now: do they see a rainbow, where oh where is that rainbow? As a country, we seem to be drifting sideways, directionless,...