
How do changes affect your chances of winning TOTO?
Singapore Pools has recently altered the structure of our local lottery system, widely known as “Toto”. How does that affect your chances of winning? More importantly, should you still be betting in light of the new changes? Here are the changes that were made to one of Singaporeans’ favourite lottery bets. Changes: 1....

Govt Spends Returns from Reserves Before They’re Earned
This article is a summary of another important discussion at the end of a recent thread. The writer pays acknowledgement to the invaluable contribution from @Trust et al, who found and posted this crucial Parliamentary statement from Finance Minister Tharman on 20 October 2008 which seems to have escaped everyone’s attention. “Members...

Oversight of GIC urgently needed by Parliament
After The Straits Times had published “GIC seeding start-up fund headed by ex-CIO: Report” on 3 April, there was not even a whisper in Parliament about the hundreds of millions/billions of CPF dollars/reserves being invested. Recall Minister Vivian asking “How much do you want? Do you want three meals in a hawker centre,...
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