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Podcasts didn't decide GE2025Podcasts didn't decide GE2025 I refer to the CNA’s Commentary: Podcasts didn't decide GE2025, but they changed how Singaporeans engage with politics (May 9). The 2025 General Election has several features/characteristics that deserve our attention, discussion and reflection: In today era, technological revolution, innovation and advancement...

GE2025: Stunning victory for PAPGE2025: Stunning victory for PAP I refer to the CNA’s report, “GE2025: Stunning victory for PAP, winning 87 of 97 seats with higher national vote share in PM Wong's first electoral test” (May 4). GE2025 has clearly delivered the following key messages/notes from the vast majority of voters: The Workers’ Party (WP) has done a fantastic good...

This is not a game of cardsThis is not a game of cards I can appreciate parties wanting to hold their cards close to their chest, but the smoke and mirrors games on nominations day, the shuffling of the DPM from a seat he had openly been declared to be defending, and other ministers shuffling constituencies leaves one feeling the PAP thinks it is playing a game of cards. Constituency...

Is a Parliament full of PAP MPs really better for Singaporeans?Is a Parliament full of PAP MPs really better for Singaporeans? I refer to The Online Citizen GE2025 news report, “Lee Hsien Yang: Is a Parliament full of PAP MPs really better for Singaporeans?” - (April 14), and “The Straits Times’ report, “GE2025: Singaporeans will go to the polls on May 3, Nomination Day on April 23” (April 15), and The Online Citizen GE2025 report,...

𝐈𝐧𝐜𝐨𝐦𝐩𝐞𝐭𝐞𝐧𝐜𝐞 𝐚𝐧𝐝 𝐭𝐡𝐞 𝐧𝐞𝐞𝐝 𝐟𝐨𝐫 𝐀𝐜𝐜𝐨𝐮𝐧𝐭𝐚𝐛𝐢𝐥𝐢𝐭𝐲𝐈𝐧𝐜𝐨𝐦𝐩𝐞𝐭𝐞𝐧𝐜𝐞 𝐚𝐧𝐝... Is the PAP of today exceptional, with unmatched competence and delivery? Afterall, that is their justification for the highest salaries in the world. Let’s look at its more recent track record. Large numbers of NRIC numbers were recently unmasked, leaving Singaporeans exposed to identity theft, fraud, abuse and scams....

GE2025: Red Dot United to contest in Holland-Bukit TimahGE2025: Red Dot United to contest in Holland-Bukit Timah I refer to the CNA news, “GE2025: Red Dot United to contest in Holland-Bukit Timah GRC but may make way for Singapore Democratic Party” (April 10), “More opposition 'star catches' are emerging. Is Singapore's political scene maturing?” (April 10) and “PSP says government response to Trump tariffs 'overblown',...

GE2025: Why Singapore's high-flying bureaucrats are recruited into politicsGE2025: Why Singapore's high-flying bureaucrats are recruited... I refer to CNA’s news, “GE2025: Why Singapore's high-flying bureaucrats are recruited into politics” (Mar 28). It is not surprised to notice that in recent weeks, two NMPs and top ministry officials have resigned, fuelling speculation they could be fielded as potential candidates for the ruling People's Action...

More than 2.75 million Singaporeans eligible to vote in GE2025More than 2.75 million Singaporeans eligible to vote in GE2025 I refer to The CNA’s News, “GE2025: More than 2.75 million Singaporeans eligible to vote” (Mar 25). As Singapore’s General Election is due to be held within this year, the following factors will more or less influence the election situation this year: A)The general mentality of voters Voters are generally...

How the end of Ukraine war could be secured, even with waning US supportHow the end of Ukraine war could be secured, even with waning... I refer to the CNA’s commentaries, “How the end of Ukraine war could be secured, even with waning US support” (Mar 4), “Lessons from the Trump-Zelenskyy meltdown- for friends and foes” (Mar 1) and “Will Trump tariffs push China to change economic tack?” (Mar 3). Foremost, we need to recognise the reality...

Singapore Army Recruits Deserve a Minimum WageSingapore Army Recruits Deserve a Minimum Wage Singapore Army Recruits Deserve a Minimum Wage: National Service Should Not Come at the Expense of Opportunity Costs Singapore’s National Service (NS) has long been a cornerstone of the nation’s defense, requiring young men to dedicate two years of their lives to military, civil defense, or police service. While...

Trump-Putin deal on Ukraine will be Europe’s moment of reckoningTrump-Putin deal on Ukraine will be Europe’s moment of... I refer to the CNA’s Commentaries, “Trump-Putin deal on Ukraine will be Europe’s moment of reckoning” (Feb 20) and “Ukraine can survive with the ‘least worst’ peace” (Feb 22). Now, In the eyes of European Union, they have lost trust and confidence in the United States, it is solely due to the flip flop...

From Deepseek to Huawei, US tech restrictions on China are backfiringFrom Deepseek to Huawei, US tech restrictions on China are... I refer to the CNA’s Commentary, “From Deepseek to Huawei, US tech restrictions on China are backfiring” (Jan 31). Would it be practical, useful and effective for the United States to continually pursue an aggressive containment strategy to hobble China’s tech push? Undoubtedly, the answer is obviously not. There...

Don't get distracted by Trump's outlandish Cabinet picksDon't get distracted by Trump's outlandish Cabinet picks I refer to the CNA’s Commentary: “Don't get distracted by Trump's outlandish Cabinet picks” (Nov 25), and “'No one will win a trade war’, China says after Trump tariff threat” (Nov 26). As everyone knows, U.S. President-elect Donald Trump will return to power on January 20, 2025. Trump has dismissed...

Putin escalates Ukraine warPutin escalates Ukraine war I refer to The CNA’s Commentary: “Putin escalates Ukraine war by a step, not a leap, with missile experiment” (Nov 23). Foremost, Zelenskyi’s intention to join Nato has greatly threatened the security and survival of Russia. Hence, Zelenskyy has offended Putin and Putin has no choice but to launch a war with...

Will PM Wong address the astronomical ministerial salaries?Will PM Wong address the astronomical ministerial salaries? I refer to The TR-Emeritus opinion article, “Will PM Wong address the astronomical ministerial salaries” (June 14) by Mr Yoong Siew Wah. It has always been a controversial topic which concerns about our top political leaders who receive their salaries that are many times higher than those foreign political leaders. Our...

Due to the nature of the news and contents appearing on TR Emeritus, we are rating the website for 'above 18' only.
Editorials
Strong hailstorm strikes China's Xi'an causing airport...

Strong hailstorm strikes China's Xi'an causing airport...

On the evening of May 8, Xi’an, the capital city of China’s Shaanxi Province, was struck by a powerful...
Four parties lost their election deposits in GE2025

Four parties lost their election deposits in GE2025

A total of four opposition parties, the Singapore United Party (SUP), People's Power Party (PPP), People’s...
Level 16 super typhoon devastates multiple cities in...

Level 16 super typhoon devastates multiple cities in...

Northern China was hit by an extreme weather event on Thursday as a massive cold front swept south, colliding...
Level 15 winds destroy buildings rooftops and cause...

Level 15 winds destroy buildings rooftops and cause...

On April 30, northern China was struck by an extreme weather event as a massive cold vortex surged southward,...
TR Emeritus to 'shut-up' on 2nd May 2025

TR Emeritus to 'shut-up' on 2nd May 2025

Please be informed that TR Emeritus (TRE) will shut down its comment function site-wide at 0000 hours...
Chaos in China as extreme storm destroys homes and...

Chaos in China as extreme storm destroys homes and...

Beijing’s 22 million residents were asked to stay indoors on Saturday, as powerful winds swept across...
China, Thailand, and Myanmar in ruins after devastating...

China, Thailand, and Myanmar in ruins after devastating...

On March 28, 2025, a devastating 7.7-magnitude earthquake struck central Myanmar near Mandalay, causing...
Myanmar 7.7 earthquake collapses buildings in Thailand,...

Myanmar 7.7 earthquake collapses buildings in Thailand,...

A powerful 7.7 magnitude earthquake struck central Myanmar on March 28, 2025, causing widespread panic...
Beijing shocked by earthquake and mega sandstorm

Beijing shocked by earthquake and mega sandstorm

Since March 24, 2025, northern China has been battling extreme weather as a massive sandstorm swept through...
Mega hail causes mass destruction in Fujian and Guangdong

Mega hail causes mass destruction in Fujian and Guangdong

An unexpected and severe hailstorm struck multiple cities in Guangdong and Fujian between March 3 and...
Extreme weather struck multiple regions in China

Extreme weather struck multiple regions in China

On March 2, 2025, extreme weather struck multiple regions in China, with parts of Henan province experiencing...
Happy Chinese New Year 2025

Happy Chinese New Year 2025

Wishing all our Chinese readers:     Team@TR Emeritus  
Huge snow caused numerous disruptions on China's major...

Huge snow caused numerous disruptions on China's major...

As the Chinese New Year approaches, millions of people across the country are making their annual journey...
The rapidly spreading HMPV virus you haven’t heard...

The rapidly spreading HMPV virus you haven’t heard...

Human Metapneumovirus (HMPV) is making headlines as cases surge, especially among children and vulnerable...
4.1 magnitude earthquake shakes Shanxi's Linfeng city

4.1 magnitude earthquake shakes Shanxi's Linfeng city

On the evening of January 10, 2025, Linfen City in Shanxi Province was struck by an earthquake. The tremor,...
7.8 magnitude earthquake devastates Tibet

7.8 magnitude earthquake devastates Tibet

A magnitude 7.1 earthquake has hit Tibet, in the region of Shigatse, which is near the border with Nepal. According...
Outbreak of mystery virus in China

Outbreak of mystery virus in China

China is r eportedly facing a new health crisis as the human metapneumovirus (HMPV) outbreak rapidly...
Unknown Virus Rampages in China; Hospitals Utterly...

Unknown Virus Rampages in China; Hospitals Utterly...

A blogger in China has shared a video, claiming that this isn’t China’s Spring Festival travel rush;...
Opinions
The three of threes about DPM Heng Swee Kiat

The three of threes about DPM Heng Swee Kiat

The first part of the threes is about the when, the how and the why? And it is about his retirement...
我们是否该重新思考国防开支的优先顺序?

我们是否该重新思考国防开支的优先顺序?

新加坡政府近日宣布将采购两艘额外的“无畏级”潜艇,引发了一个重要问题:我们的国防力量,到底需要多强? 毫无疑问,一个强大且可信的军队对于保障国家主权与威慑潜在威胁是不可或缺的。新加坡地处战略要冲,国土面积有限,因此需要一支现代化的武装部队。然而,当我们对比邻国——马来西亚拥有两艘潜艇、印尼正逐步扩展至十二艘——新加坡在水下战力上已处于领先地位。这不禁让人质疑,我们是否正引领着一场无声的区域军备竞赛? 问题在于:当威慑的需求被满足后,继续扩军是否已经超出必要? 一艘“无畏级”潜艇的估价超过十亿新元,还不包括长期的运营与维护成本。这两艘新潜艇的资金,若能转用于迫切的民生需求,例如医疗保健、老龄化支援、教育及弱势群体扶助,或许对社会的整体韧性更具意义。 政府一再强调国防开支是经过审慎规划的,但当生活成本日益上升,政府却仍需将消费税(Gst)提高至9%甚至更多,这种矛盾不禁令人困惑。如果某些战略性国防项目能够延后或循序推进,节省下来的资源是否可以用于社会发展呢? “全面防卫”不仅仅是硬件实力,更是要赢得人民的心与信任。让人民感到安心、有保障、受到重视,这种安全感无法靠潜艇来衡量,而是通过每一位国人的生活实感体现出来。 这并非是在呼吁削弱我们的国防,而是呼吁我们重新思考国家的优先事项。当我们继续推进军事现代化的同时,也不要忽视同样重要的任务——巩固社会契约、增强国民凝聚力。   Cwc-Ai  
Cutting down reliance on US military equipment

Cutting down reliance on US military equipment

There is a rampant rumor going around that claims Egypt has ordered 48 J10C with a price tag of USD$25B...
2025大选—明确授权,变化中的政治格局

2025大选—明确授权,变化中的政治格局

2025年大选结果无可争议,政府再次赢得了强有力的授权,稳固了其在新加坡政治格局中的主导地位。尽管选举结果并不令人意外,但胜利的过程却并非没有争议和复杂性。 值得注意的是,选区划分的变化在本次选战中发挥了重要作用。陈清木医生与徐顺全医生等资深反对派人物,因选区重划而受到显著影响——传统支持基础被分割或并入他区,无疑左右了某些关键选区的最终结果。虽然选区调整在新加坡选举历史上并不罕见,但其公平性与透明度仍持续引发讨论。 工人党虽稳守东北区的传统堡垒,但未能在本届大选中攻下新的选区。不过,该党仍获得两个非选区议员(Ncmp)席位,虽属安慰性质,却在象征意义上维持了国会内多元声音的存在。 更值得关注的是,本届大选所处的人口背景正经历剧烈变化。新加坡人口从2000年的约300万增长至2025年的超过500万。考虑到多年来出生率持续偏低,这一增长几乎可以肯定主要归因于移民流入,尤其可能在华人群体中增长显著。这一趋势对国家的社会结构和政治生态产生了深远影响。 展望2030年大选,各政党不仅要面对一如既往的选区调整与突发的全球事件,更需正视一个不断演变的社会结构。随着越来越多新移民成为国民,选民构成日益多元,政党在政策制定与信息传递上必须更具包容性与前瞻性。他们必须同时争取老一代公民与新加坡新公民的认同,回应共同关切,并跨越代际与文化差异的鸿沟。 在新加坡持续向前迈进的过程中,其政治也必须与时俱进——反映日益多元的人口现实,同时坚守国家的核心价值观:团结、韧性与务实。 Cwc-Ai
A jaw-dropping election

A jaw-dropping election

This is a jaw-dropping election. For the opposition. SDP’s Dr Chee and PSP’s Leong were deeply disappointed....
The Nation has rejected multi-party Parliamentary representation

The Nation has rejected multi-party Parliamentary representation

Our party suffered great losses and I personally have suffered the greatest hit. But these personal losses...
A False Analogy That Insults the Intelligence of Singaporeans

A False Analogy That Insults the Intelligence of Singaporeans

Minister Ong Ye Kung’s recent assertion that a “co-driver” bears no responsibility if a car crashes...
There is a cost to losing

There is a cost to losing

There is a cost to losing. At least in PAP’s books. And one of the costs is a policy of priority. That...
Hougang Belongs to the People

Hougang Belongs to the People

Thank You for the Reminder, Mr Marshall Lim. It is with no small measure of amusement that one reads...
Its all about trust

Its all about trust

Dr Ng Eng Hen from PAP has pointed out the most important key point about this General Elections, it...
Misunderstanding What Singaporeans Truly Expect from...

Misunderstanding What Singaporeans Truly Expect from...

The government's repeated assertion that it is "easy for the opposition to ask the government to give...
Punggol GRC

Punggol GRC

Punggol GRC is without question one of the most hotly watched, followed and contested constituency in...
Should Singapore Be Concerned About David Neo’s “Action-Takers,...

Should Singapore Be Concerned About David Neo’s “Action-Takers,...

Singaporeans should pause and reflect on the recent remark by PAP candidate David Neo, who said that...
Why Singaporeans Must Reconsider the Dismissal of SDP’s...

Why Singaporeans Must Reconsider the Dismissal of SDP’s...

The Singapore government’s blunt assertion that the Singapore Democratic Party (SDP)’s proposals...
Expect the exchange of barbs in politics

Expect the exchange of barbs in politics

In a political contest, expect the exchange of barbs. And we do not lack any of it in the rallies held...
Don't Be Swayed by the Noise—Think Critically Before...

Don't Be Swayed by the Noise—Think Critically Before...

In recent weeks, the political buzz in Singapore has reached a new high. Massive crowds at opposition...
We vote whoever is deserving of our vote

We vote whoever is deserving of our vote

I am surprised that Lee Hsien Loong chose to remind us of the 1997 shameful episode when he, his father...
The Case for a Diverse and Balanced Parliament

The Case for a Diverse and Balanced Parliament

The Singapore government has recently stated that "Good government needs good people" and cautioned against...
Letters
Podcasts didn't decide GE2025

Podcasts didn't decide GE2025

I refer to the CNA’s Commentary: Podcasts didn't decide GE2025, but they changed how Singaporeans engage...
GE2025: Stunning victory for PAP

GE2025: Stunning victory for PAP

I refer to the CNA’s report, “GE2025: Stunning victory for PAP, winning 87 of 97 seats with higher...
Is a Parliament full of PAP MPs really better for Singaporeans?

Is a Parliament full of PAP MPs really better for Singaporeans?

I refer to The Online Citizen GE2025 news report, “Lee Hsien Yang: Is a Parliament full of PAP MPs...
GE2025: Red Dot United to contest in Holland-Bukit...

GE2025: Red Dot United to contest in Holland-Bukit...

I refer to the CNA news, “GE2025: Red Dot United to contest in Holland-Bukit Timah GRC but may make...
GE2025: Why Singapore's high-flying bureaucrats are...

GE2025: Why Singapore's high-flying bureaucrats are...

I refer to CNA’s news, “GE2025: Why Singapore's high-flying bureaucrats are recruited into politics”...
More than 2.75 million Singaporeans eligible to vote...

More than 2.75 million Singaporeans eligible to vote...

I refer to The CNA’s News, “GE2025: More than 2.75 million Singaporeans eligible to vote” (Mar...
How the end of Ukraine war could be secured, even with...

How the end of Ukraine war could be secured, even with...

I refer to the CNA’s commentaries, “How the end of Ukraine war could be secured, even with waning...
Singapore Army Recruits Deserve a Minimum Wage

Singapore Army Recruits Deserve a Minimum Wage

Singapore Army Recruits Deserve a Minimum Wage: National Service Should Not Come at the Expense of Opportunity...
Snippets
Singapore’s Sports Industry: A Rising Powerhouse...

Singapore’s Sports Industry: A Rising Powerhouse...

Singapore’s sports industry is on the cusp of greatness, leveraging cutting-edge infrastructure and...
What are the most popular hobbies in Singapore in 2025?

What are the most popular hobbies in Singapore in 2025?

As work-life balance remains a constant talking point in the fast-paced city-state of Singapore, residents...
10 Most Popular Mobile Games in Singapore

10 Most Popular Mobile Games in Singapore

Singaporeans can't get enough of their phones these days, spending tons of time battling opponents, building...
Langkawi to Koh Lipe Ferry: Complete Travel Guide

Langkawi to Koh Lipe Ferry: Complete Travel Guide

Planning a tropical escape from Malaysia to Thailand? The journey from Langkawi to Koh Lipe offers a...
This is not a game of cards

This is not a game of cards

I can appreciate parties wanting to hold their cards close to their chest, but the smoke and mirrors...
𝐈𝐧𝐜𝐨𝐦𝐩𝐞𝐭𝐞𝐧𝐜𝐞 𝐚𝐧𝐝...

𝐈𝐧𝐜𝐨𝐦𝐩𝐞𝐭𝐞𝐧𝐜𝐞 𝐚𝐧𝐝...

Is the PAP of today exceptional, with unmatched competence and delivery? Afterall, that is their justification...
The sleep science revolution in elite sports

The sleep science revolution in elite sports

Professional sports have entered a new era where recovery science directly impacts performance outcomes....
Sports Betting in Online Casinos as a Way to Improve...

Sports Betting in Online Casinos as a Way to Improve...

In today's world, online sports betting has become not only a popular form of entertainment but also...
Sticky & Recent Articles

Lessons from Muharram and Ashoura for Singapore Muslims

Lessons from Muharram and Ashoura for Singapore Muslims

By Hurr Riyahi There are two important religious occasions coming up for Muslims. The first is the start of a new year in the Islamic Hijri Calender. The first month of Islamic Calender is called Muharram. Muslims typically refer to the start of the new Hijri year as coming of Muharram. The second occasion is Ashoura which is on the tenth of Muharram. Both occasions saw numerous events occurring in the Prophetic tradition. Hence these two occasions signify a retreat or flight from oppression, falsehood and injustice towards justice, truth, fairness and freedom. The two sacred occasions also signify turning away from helplessness, aggression and violence to standing steadfast with courage, faith and hope resiliently. Muharram or rather the Islamic Calender itself started when Prophet Muhammad migrated from his birthplace of Mecca to Medina. He was given the divine command to flee Mecca from the pagans who had issued a price for his head and were hunting to kill him. Till then while he preached monotheism in Mecca for years, he was ostracized, verbally and physically abused by his pagan tribesmen. They also offered him position, wealth and women to give up his message. He did not succumb to any political threats nor was he tempted by whatever they lured him with. He could have retaliated during that period but since he did not get any divine command to do so and therefore he refrained from retaliation and instead patiently persevered. After a long time of test and tribulation that he and his companions endured, he received divine command to migrate to Medina. This symbolises the flee to freedom from injustice and oppression. It wasnt a permanent flight and so it was not running away in cowardice. Instead he came back to take over Mecca without bloodshed after a period in Medina. Hence the message of Muharram for Singapore Muslims just like for all Muslims is they should  seek a new beginning in freedom from oppression, injustice and unfairness and till that beginning comes they must patiently endure with hope and resilience and without relenting an inch to the oppressors. That steadfast sense of endurance will be far superior than helplessly resorting to retaliation and confrontation. Ashura is the second occasion that takes place on the tenth day of the month of Muharram. There are a lot prophetic events that took place on this day. For instance Moses escaped from Pharoah on this day when the sea was split with his shaft and Abraham was rescued on this day from the fire that was created by the tyranical king Nimrod to destroy him. It symbolises how God can save someone from the the most wicked, cruel and unjust humans using methods beyond the imagination of the victimised and oppressed one. If the victims or oppressed are pushed to the edge of the sea, the one that will drown will be the oppressor. Ashura is also the day in history when the Prophet's grandson Hussein was killed in battle in Karbala (present day Iraq). The ruling Muslim King, Yazid, wanted Hussein to give his allegiance to him. However Yazid was an oppressive and corrupt king. Hussein refused. The people asked Hussein to group together and wage a war against Yazid and depose him. Hussein refused saying he does not want divisions. He wanted peace at all costs. He fled and Yazid sent his army after Hussein. The army besieged Hussien and committed all kinds of attrocities such as denying him and his camp any access to water. All Yazid wanted was allegiance from Hussein but his army was so determined to get that that they exceeded their own consiousness and decided to cruelly force Hussein to submit. Hussein refused and he was killed by Yazid's army. They also tortured his body. This event symbolises the fight for freedom, peace and truth is far supreme and heavenly than fighting for position in this world. Hussein was fighting for truth, peace, justice and freedom. Yazid was fighting for his position in this world. Hussein lost the worldly battle but won the heavenly battle. Yazid won the worldly battle but lost the heavenly battle. If life ended only in this world, we all can be Yazid. But since there is life after death, we need to be Hussein. This event also saw the army being so steadfast in fulfilling the vision of Yazid that they exceeded themselves. This symbolises man's vulnerability to exceed himself when he pursues an ill objective of his leaders. The message that Singapore Muslims need to learn from this event is that those within government service, police, army, intelligence agencies etc need to reflect on which of their leaders objective is truthful and just and which are ill and unjust. They need to only fulfill the former. If they seek to fulfill the latter they will exceed their limits as humans and loose themselves eternally. Within the battle of Karbala, there is another interesting personality, Hurr. (Please read the full  story here http://www.shariati.com/horr.html). Hurr was one of the important commanders of the army of Yazid. On the day of battle of Karbala, he crossed over to Hussein side and he was the first to charge towards Yazid army and he was the first to fall. Why did he cross over? Before that day while he was part of Yazid's army that besieged Hussein and his camp, he was reflecting on all the attrocities and wrongs that his army was doing. He realised his army was wrong and unjust. He consulted his peers and the commander of his army and all gave the same reply that they simply were following the law. They all agreed what they were doing was not the most appropriate but they have to do so in order to be dutiful and fulfil the orders of Yazid. Hurr could not accept the law was just. If he had stayed in his army he will definitely been the victor as his army outnumber Hussein's small camp. Hurr will have been given the worldy gifts and glories if he had stayed. But the name of Hurr itself means free. In the spirit of his name, he wanted to be free from wrongdoings and injustice of oppressors. He did not want to be part of any oppression. He did not want any blood on his hands. He crossed over even though that is only going to bring earthly defeat. He knew his victory is beyond that. Singapore Muslims on this sacred occassion of Muharram and Ashura need to 1) run towards freedom, break free 2) never give in to oppressors, tyrants and cruel people and leaders 3) never give up hope for freedom and peace and boldy stand up resiliently using non-violence to oppression 4) never fulfill the ill objectives of your leaders. reflect and see if they are just and truthful 5) always cross over to the side of truth and freedom if you realise you are on the side of falsehood and injustice and oppression 6) work for a new beginning and start that with freedom There are two groups of people who ignore Muharram and Ashura. Firstly religious radicals. They do not believe in perserverence, nor non-confrontation nor retaliation. They do not believe in patience. They obviously do not believe in freedom. The second group who ignore Muharram and Ashura are the secularcrats. They only believe in worldly benefit. They will succumb to any political pressures. They love worldly benefit. Truth, justice, fairness etc are immaterial to them. Only material things matter to them. Singapore Muslims should avoid falling into the dishonourable ranks of these people.  Read More →

Financial Consultant: Only households with monthly income of more than $7,500 can consider buying BTO project in Queenstown

Financial Consultant: Only households with monthly income of more than $7,500 can consider buying BTO project in Queenstown

Written by Our Correspondent According to Financial Consultant Mr Wu Jiawan, only households who earn at least $7,500 monthly can consider buying a 5-room flat in the new BTO Dawson project at Queenstown. Even then, besides depleting their CPF, they still have to fork out a minimum of $600 monthly to finance the mortgage loan. Mr Wu was referring to the two of the four BTO projects launched by HDB lately which are located in Queenstown. Prices will range from $373,000 to $549,000 for a four-room flat and $532,000 to $664,000 for a five-room flat for both Dawson projects in Queenstown which is more expensive than some condominiums in the suburbs. It is not known how HDB arrives at the figures, but they are pegged to the sale price of resale flats in the vicinity. A four-room resale flat in Queenstown was sold a few months ago at a record-high price of $653,000 to an Indonesia PR. Mr Wu  made a quick calculation for Lianhe Wanbao: "Assuming the mortgage loan is 80 per cent of the flat's price or $528,000, after factoring the HDB interest rate of 2.6 per cent, one still has to pay $2,116 monthly for 30 years." Mr Wu urged first time home buyers to buy an affordable flat within their means to prevent over-stretching their finances as they still have to put aside other expenses for their children and retirement. There is a salary cap of $8,000 for Singapore couples buying BTO flats for the first-time. Going by Mr Wu's calculations, couples buying these five-room flats will surely deplete their CPF for their housing loans and end up with little or no money for their retirement. Furthermore, there is no guarantee that they will continue earning the same amount of money for the rest of their lives and they will be plunged into financial difficulties should one of them gets retrenched. Despite escalating prices of public housing, HDB is adamant that HDB flats are within the reach of ordinary Singaporeans. MM Lee Kuan Yew said recently that the government will try its best to keep HDB flats "affordable" for Singaporeans even as prices continue to climb. He did not elaborate specifically on what the government will do to help Singaporeans achieve this aim. Other ministers are nonchalant about the concerns of Singaporeans too with some even claiming that rising prices are good for Singaporeans as it helps to generate "wealth" for them. However, they failed to realize that the asset value of HDB flats can only be unlocked when they are sold and the seller may have to fork out more cash to buy another flat in such an inflationary market. When Singaporeans complain that they are unable to get a flat of their choice, National Development Minister Mah Bow Tan chided them for being "choosy", saying that he cannot build the flats near the city or without second storeys. At this rate the prices of HDB flats are going up, some property analysts even predict that flats in Queenstown may fetch over $1 million in ten years' time. Mr Wu felt that even if the flats are valued as such a price, there may not be any buyers as few Singaporeans can afford a flat more than $1 million and those who can will be buying condominiums. The prices of HDB flats have sky-rocketed in recent years with resale flats hitting a record high in June this year, contributed partly by the relentless influx of foreigners into Singapore. As the public housing market is controlled tightly by the government, its prices can be manipulated easily by increasing the demand while keeping the supply low at the same time. The high cost of HDB flats is one of the reasons deterring young Singapore couples from having more children thereby triggering off a vicious cycle in which the government has to turn to immigration to boost the nation's declining birth rate.  Read More →

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