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Podcasts didn't decide GE2025Podcasts didn't decide GE2025 I refer to the CNA’s Commentary: Podcasts didn't decide GE2025, but they changed how Singaporeans engage with politics (May 9). The 2025 General Election has several features/characteristics that deserve our attention, discussion and reflection: In today era, technological revolution, innovation and advancement...

GE2025: Stunning victory for PAPGE2025: Stunning victory for PAP I refer to the CNA’s report, “GE2025: Stunning victory for PAP, winning 87 of 97 seats with higher national vote share in PM Wong's first electoral test” (May 4). GE2025 has clearly delivered the following key messages/notes from the vast majority of voters: The Workers’ Party (WP) has done a fantastic good...

This is not a game of cardsThis is not a game of cards I can appreciate parties wanting to hold their cards close to their chest, but the smoke and mirrors games on nominations day, the shuffling of the DPM from a seat he had openly been declared to be defending, and other ministers shuffling constituencies leaves one feeling the PAP thinks it is playing a game of cards. Constituency...

Is a Parliament full of PAP MPs really better for Singaporeans?Is a Parliament full of PAP MPs really better for Singaporeans? I refer to The Online Citizen GE2025 news report, “Lee Hsien Yang: Is a Parliament full of PAP MPs really better for Singaporeans?” - (April 14), and “The Straits Times’ report, “GE2025: Singaporeans will go to the polls on May 3, Nomination Day on April 23” (April 15), and The Online Citizen GE2025 report,...

𝐈𝐧𝐜𝐨𝐦𝐩𝐞𝐭𝐞𝐧𝐜𝐞 𝐚𝐧𝐝 𝐭𝐡𝐞 𝐧𝐞𝐞𝐝 𝐟𝐨𝐫 𝐀𝐜𝐜𝐨𝐮𝐧𝐭𝐚𝐛𝐢𝐥𝐢𝐭𝐲𝐈𝐧𝐜𝐨𝐦𝐩𝐞𝐭𝐞𝐧𝐜𝐞 𝐚𝐧𝐝... Is the PAP of today exceptional, with unmatched competence and delivery? Afterall, that is their justification for the highest salaries in the world. Let’s look at its more recent track record. Large numbers of NRIC numbers were recently unmasked, leaving Singaporeans exposed to identity theft, fraud, abuse and scams....

GE2025: Red Dot United to contest in Holland-Bukit TimahGE2025: Red Dot United to contest in Holland-Bukit Timah I refer to the CNA news, “GE2025: Red Dot United to contest in Holland-Bukit Timah GRC but may make way for Singapore Democratic Party” (April 10), “More opposition 'star catches' are emerging. Is Singapore's political scene maturing?” (April 10) and “PSP says government response to Trump tariffs 'overblown',...

GE2025: Why Singapore's high-flying bureaucrats are recruited into politicsGE2025: Why Singapore's high-flying bureaucrats are recruited... I refer to CNA’s news, “GE2025: Why Singapore's high-flying bureaucrats are recruited into politics” (Mar 28). It is not surprised to notice that in recent weeks, two NMPs and top ministry officials have resigned, fuelling speculation they could be fielded as potential candidates for the ruling People's Action...

More than 2.75 million Singaporeans eligible to vote in GE2025More than 2.75 million Singaporeans eligible to vote in GE2025 I refer to The CNA’s News, “GE2025: More than 2.75 million Singaporeans eligible to vote” (Mar 25). As Singapore’s General Election is due to be held within this year, the following factors will more or less influence the election situation this year: A)The general mentality of voters Voters are generally...

How the end of Ukraine war could be secured, even with waning US supportHow the end of Ukraine war could be secured, even with waning... I refer to the CNA’s commentaries, “How the end of Ukraine war could be secured, even with waning US support” (Mar 4), “Lessons from the Trump-Zelenskyy meltdown- for friends and foes” (Mar 1) and “Will Trump tariffs push China to change economic tack?” (Mar 3). Foremost, we need to recognise the reality...

Singapore Army Recruits Deserve a Minimum WageSingapore Army Recruits Deserve a Minimum Wage Singapore Army Recruits Deserve a Minimum Wage: National Service Should Not Come at the Expense of Opportunity Costs Singapore’s National Service (NS) has long been a cornerstone of the nation’s defense, requiring young men to dedicate two years of their lives to military, civil defense, or police service. While...

Trump-Putin deal on Ukraine will be Europe’s moment of reckoningTrump-Putin deal on Ukraine will be Europe’s moment of... I refer to the CNA’s Commentaries, “Trump-Putin deal on Ukraine will be Europe’s moment of reckoning” (Feb 20) and “Ukraine can survive with the ‘least worst’ peace” (Feb 22). Now, In the eyes of European Union, they have lost trust and confidence in the United States, it is solely due to the flip flop...

From Deepseek to Huawei, US tech restrictions on China are backfiringFrom Deepseek to Huawei, US tech restrictions on China are... I refer to the CNA’s Commentary, “From Deepseek to Huawei, US tech restrictions on China are backfiring” (Jan 31). Would it be practical, useful and effective for the United States to continually pursue an aggressive containment strategy to hobble China’s tech push? Undoubtedly, the answer is obviously not. There...

Don't get distracted by Trump's outlandish Cabinet picksDon't get distracted by Trump's outlandish Cabinet picks I refer to the CNA’s Commentary: “Don't get distracted by Trump's outlandish Cabinet picks” (Nov 25), and “'No one will win a trade war’, China says after Trump tariff threat” (Nov 26). As everyone knows, U.S. President-elect Donald Trump will return to power on January 20, 2025. Trump has dismissed...

Putin escalates Ukraine warPutin escalates Ukraine war I refer to The CNA’s Commentary: “Putin escalates Ukraine war by a step, not a leap, with missile experiment” (Nov 23). Foremost, Zelenskyi’s intention to join Nato has greatly threatened the security and survival of Russia. Hence, Zelenskyy has offended Putin and Putin has no choice but to launch a war with...

Will PM Wong address the astronomical ministerial salaries?Will PM Wong address the astronomical ministerial salaries? I refer to The TR-Emeritus opinion article, “Will PM Wong address the astronomical ministerial salaries” (June 14) by Mr Yoong Siew Wah. It has always been a controversial topic which concerns about our top political leaders who receive their salaries that are many times higher than those foreign political leaders. Our...

Due to the nature of the news and contents appearing on TR Emeritus, we are rating the website for 'above 18' only.
Editorials
Strong hailstorm strikes China's Xi'an causing airport...

Strong hailstorm strikes China's Xi'an causing airport...

On the evening of May 8, Xi’an, the capital city of China’s Shaanxi Province, was struck by a powerful...
Four parties lost their election deposits in GE2025

Four parties lost their election deposits in GE2025

A total of four opposition parties, the Singapore United Party (SUP), People's Power Party (PPP), People’s...
Level 16 super typhoon devastates multiple cities in...

Level 16 super typhoon devastates multiple cities in...

Northern China was hit by an extreme weather event on Thursday as a massive cold front swept south, colliding...
Level 15 winds destroy buildings rooftops and cause...

Level 15 winds destroy buildings rooftops and cause...

On April 30, northern China was struck by an extreme weather event as a massive cold vortex surged southward,...
TR Emeritus to 'shut-up' on 2nd May 2025

TR Emeritus to 'shut-up' on 2nd May 2025

Please be informed that TR Emeritus (TRE) will shut down its comment function site-wide at 0000 hours...
Chaos in China as extreme storm destroys homes and...

Chaos in China as extreme storm destroys homes and...

Beijing’s 22 million residents were asked to stay indoors on Saturday, as powerful winds swept across...
China, Thailand, and Myanmar in ruins after devastating...

China, Thailand, and Myanmar in ruins after devastating...

On March 28, 2025, a devastating 7.7-magnitude earthquake struck central Myanmar near Mandalay, causing...
Myanmar 7.7 earthquake collapses buildings in Thailand,...

Myanmar 7.7 earthquake collapses buildings in Thailand,...

A powerful 7.7 magnitude earthquake struck central Myanmar on March 28, 2025, causing widespread panic...
Beijing shocked by earthquake and mega sandstorm

Beijing shocked by earthquake and mega sandstorm

Since March 24, 2025, northern China has been battling extreme weather as a massive sandstorm swept through...
Mega hail causes mass destruction in Fujian and Guangdong

Mega hail causes mass destruction in Fujian and Guangdong

An unexpected and severe hailstorm struck multiple cities in Guangdong and Fujian between March 3 and...
Extreme weather struck multiple regions in China

Extreme weather struck multiple regions in China

On March 2, 2025, extreme weather struck multiple regions in China, with parts of Henan province experiencing...
Happy Chinese New Year 2025

Happy Chinese New Year 2025

Wishing all our Chinese readers:     Team@TR Emeritus  
Huge snow caused numerous disruptions on China's major...

Huge snow caused numerous disruptions on China's major...

As the Chinese New Year approaches, millions of people across the country are making their annual journey...
The rapidly spreading HMPV virus you haven’t heard...

The rapidly spreading HMPV virus you haven’t heard...

Human Metapneumovirus (HMPV) is making headlines as cases surge, especially among children and vulnerable...
4.1 magnitude earthquake shakes Shanxi's Linfeng city

4.1 magnitude earthquake shakes Shanxi's Linfeng city

On the evening of January 10, 2025, Linfen City in Shanxi Province was struck by an earthquake. The tremor,...
7.8 magnitude earthquake devastates Tibet

7.8 magnitude earthquake devastates Tibet

A magnitude 7.1 earthquake has hit Tibet, in the region of Shigatse, which is near the border with Nepal. According...
Outbreak of mystery virus in China

Outbreak of mystery virus in China

China is r eportedly facing a new health crisis as the human metapneumovirus (HMPV) outbreak rapidly...
Unknown Virus Rampages in China; Hospitals Utterly...

Unknown Virus Rampages in China; Hospitals Utterly...

A blogger in China has shared a video, claiming that this isn’t China’s Spring Festival travel rush;...
Opinions
The three of threes about DPM Heng Swee Kiat

The three of threes about DPM Heng Swee Kiat

The first part of the threes is about the when, the how and the why? And it is about his retirement...
我们是否该重新思考国防开支的优先顺序?

我们是否该重新思考国防开支的优先顺序?

新加坡政府近日宣布将采购两艘额外的“无畏级”潜艇,引发了一个重要问题:我们的国防力量,到底需要多强? 毫无疑问,一个强大且可信的军队对于保障国家主权与威慑潜在威胁是不可或缺的。新加坡地处战略要冲,国土面积有限,因此需要一支现代化的武装部队。然而,当我们对比邻国——马来西亚拥有两艘潜艇、印尼正逐步扩展至十二艘——新加坡在水下战力上已处于领先地位。这不禁让人质疑,我们是否正引领着一场无声的区域军备竞赛? 问题在于:当威慑的需求被满足后,继续扩军是否已经超出必要? 一艘“无畏级”潜艇的估价超过十亿新元,还不包括长期的运营与维护成本。这两艘新潜艇的资金,若能转用于迫切的民生需求,例如医疗保健、老龄化支援、教育及弱势群体扶助,或许对社会的整体韧性更具意义。 政府一再强调国防开支是经过审慎规划的,但当生活成本日益上升,政府却仍需将消费税(Gst)提高至9%甚至更多,这种矛盾不禁令人困惑。如果某些战略性国防项目能够延后或循序推进,节省下来的资源是否可以用于社会发展呢? “全面防卫”不仅仅是硬件实力,更是要赢得人民的心与信任。让人民感到安心、有保障、受到重视,这种安全感无法靠潜艇来衡量,而是通过每一位国人的生活实感体现出来。 这并非是在呼吁削弱我们的国防,而是呼吁我们重新思考国家的优先事项。当我们继续推进军事现代化的同时,也不要忽视同样重要的任务——巩固社会契约、增强国民凝聚力。   Cwc-Ai  
Cutting down reliance on US military equipment

Cutting down reliance on US military equipment

There is a rampant rumor going around that claims Egypt has ordered 48 J10C with a price tag of USD$25B...
2025大选—明确授权,变化中的政治格局

2025大选—明确授权,变化中的政治格局

2025年大选结果无可争议,政府再次赢得了强有力的授权,稳固了其在新加坡政治格局中的主导地位。尽管选举结果并不令人意外,但胜利的过程却并非没有争议和复杂性。 值得注意的是,选区划分的变化在本次选战中发挥了重要作用。陈清木医生与徐顺全医生等资深反对派人物,因选区重划而受到显著影响——传统支持基础被分割或并入他区,无疑左右了某些关键选区的最终结果。虽然选区调整在新加坡选举历史上并不罕见,但其公平性与透明度仍持续引发讨论。 工人党虽稳守东北区的传统堡垒,但未能在本届大选中攻下新的选区。不过,该党仍获得两个非选区议员(Ncmp)席位,虽属安慰性质,却在象征意义上维持了国会内多元声音的存在。 更值得关注的是,本届大选所处的人口背景正经历剧烈变化。新加坡人口从2000年的约300万增长至2025年的超过500万。考虑到多年来出生率持续偏低,这一增长几乎可以肯定主要归因于移民流入,尤其可能在华人群体中增长显著。这一趋势对国家的社会结构和政治生态产生了深远影响。 展望2030年大选,各政党不仅要面对一如既往的选区调整与突发的全球事件,更需正视一个不断演变的社会结构。随着越来越多新移民成为国民,选民构成日益多元,政党在政策制定与信息传递上必须更具包容性与前瞻性。他们必须同时争取老一代公民与新加坡新公民的认同,回应共同关切,并跨越代际与文化差异的鸿沟。 在新加坡持续向前迈进的过程中,其政治也必须与时俱进——反映日益多元的人口现实,同时坚守国家的核心价值观:团结、韧性与务实。 Cwc-Ai
A jaw-dropping election

A jaw-dropping election

This is a jaw-dropping election. For the opposition. SDP’s Dr Chee and PSP’s Leong were deeply disappointed....
The Nation has rejected multi-party Parliamentary representation

The Nation has rejected multi-party Parliamentary representation

Our party suffered great losses and I personally have suffered the greatest hit. But these personal losses...
A False Analogy That Insults the Intelligence of Singaporeans

A False Analogy That Insults the Intelligence of Singaporeans

Minister Ong Ye Kung’s recent assertion that a “co-driver” bears no responsibility if a car crashes...
There is a cost to losing

There is a cost to losing

There is a cost to losing. At least in PAP’s books. And one of the costs is a policy of priority. That...
Hougang Belongs to the People

Hougang Belongs to the People

Thank You for the Reminder, Mr Marshall Lim. It is with no small measure of amusement that one reads...
Its all about trust

Its all about trust

Dr Ng Eng Hen from PAP has pointed out the most important key point about this General Elections, it...
Misunderstanding What Singaporeans Truly Expect from...

Misunderstanding What Singaporeans Truly Expect from...

The government's repeated assertion that it is "easy for the opposition to ask the government to give...
Punggol GRC

Punggol GRC

Punggol GRC is without question one of the most hotly watched, followed and contested constituency in...
Should Singapore Be Concerned About David Neo’s “Action-Takers,...

Should Singapore Be Concerned About David Neo’s “Action-Takers,...

Singaporeans should pause and reflect on the recent remark by PAP candidate David Neo, who said that...
Why Singaporeans Must Reconsider the Dismissal of SDP’s...

Why Singaporeans Must Reconsider the Dismissal of SDP’s...

The Singapore government’s blunt assertion that the Singapore Democratic Party (SDP)’s proposals...
Expect the exchange of barbs in politics

Expect the exchange of barbs in politics

In a political contest, expect the exchange of barbs. And we do not lack any of it in the rallies held...
Don't Be Swayed by the Noise—Think Critically Before...

Don't Be Swayed by the Noise—Think Critically Before...

In recent weeks, the political buzz in Singapore has reached a new high. Massive crowds at opposition...
We vote whoever is deserving of our vote

We vote whoever is deserving of our vote

I am surprised that Lee Hsien Loong chose to remind us of the 1997 shameful episode when he, his father...
The Case for a Diverse and Balanced Parliament

The Case for a Diverse and Balanced Parliament

The Singapore government has recently stated that "Good government needs good people" and cautioned against...
Letters
Podcasts didn't decide GE2025

Podcasts didn't decide GE2025

I refer to the CNA’s Commentary: Podcasts didn't decide GE2025, but they changed how Singaporeans engage...
GE2025: Stunning victory for PAP

GE2025: Stunning victory for PAP

I refer to the CNA’s report, “GE2025: Stunning victory for PAP, winning 87 of 97 seats with higher...
Is a Parliament full of PAP MPs really better for Singaporeans?

Is a Parliament full of PAP MPs really better for Singaporeans?

I refer to The Online Citizen GE2025 news report, “Lee Hsien Yang: Is a Parliament full of PAP MPs...
GE2025: Red Dot United to contest in Holland-Bukit...

GE2025: Red Dot United to contest in Holland-Bukit...

I refer to the CNA news, “GE2025: Red Dot United to contest in Holland-Bukit Timah GRC but may make...
GE2025: Why Singapore's high-flying bureaucrats are...

GE2025: Why Singapore's high-flying bureaucrats are...

I refer to CNA’s news, “GE2025: Why Singapore's high-flying bureaucrats are recruited into politics”...
More than 2.75 million Singaporeans eligible to vote...

More than 2.75 million Singaporeans eligible to vote...

I refer to The CNA’s News, “GE2025: More than 2.75 million Singaporeans eligible to vote” (Mar...
How the end of Ukraine war could be secured, even with...

How the end of Ukraine war could be secured, even with...

I refer to the CNA’s commentaries, “How the end of Ukraine war could be secured, even with waning...
Singapore Army Recruits Deserve a Minimum Wage

Singapore Army Recruits Deserve a Minimum Wage

Singapore Army Recruits Deserve a Minimum Wage: National Service Should Not Come at the Expense of Opportunity...
Snippets
Singapore’s Sports Industry: A Rising Powerhouse...

Singapore’s Sports Industry: A Rising Powerhouse...

Singapore’s sports industry is on the cusp of greatness, leveraging cutting-edge infrastructure and...
What are the most popular hobbies in Singapore in 2025?

What are the most popular hobbies in Singapore in 2025?

As work-life balance remains a constant talking point in the fast-paced city-state of Singapore, residents...
10 Most Popular Mobile Games in Singapore

10 Most Popular Mobile Games in Singapore

Singaporeans can't get enough of their phones these days, spending tons of time battling opponents, building...
Langkawi to Koh Lipe Ferry: Complete Travel Guide

Langkawi to Koh Lipe Ferry: Complete Travel Guide

Planning a tropical escape from Malaysia to Thailand? The journey from Langkawi to Koh Lipe offers a...
This is not a game of cards

This is not a game of cards

I can appreciate parties wanting to hold their cards close to their chest, but the smoke and mirrors...
𝐈𝐧𝐜𝐨𝐦𝐩𝐞𝐭𝐞𝐧𝐜𝐞 𝐚𝐧𝐝...

𝐈𝐧𝐜𝐨𝐦𝐩𝐞𝐭𝐞𝐧𝐜𝐞 𝐚𝐧𝐝...

Is the PAP of today exceptional, with unmatched competence and delivery? Afterall, that is their justification...
The sleep science revolution in elite sports

The sleep science revolution in elite sports

Professional sports have entered a new era where recovery science directly impacts performance outcomes....
Sports Betting in Online Casinos as a Way to Improve...

Sports Betting in Online Casinos as a Way to Improve...

In today's world, online sports betting has become not only a popular form of entertainment but also...
Sticky & Recent Articles

90 Quotes from T-shirts

90 Quotes from T-shirts

The following are some interesting quotes from T-Shirts.  I hope that you find them as interesting as I do.  Some are original, and some are made up.  Sorry, but I could not find any that had fair go casino bonus codes … That’s what I do … I fix stuff … and I know things My people skills are just fine.  It is my tolerance for idiots that needs work. Sarcastic comment download … I am your father (text was like Star Wars introduction text) Don’t piss off old people.  The older we get, the less life in prison is a deterrent. Built in the fifties.  Original and unrestored.  Some parts are still in working order. I am currently unsupervised.  I know.  It freaks me out too.  But the possibilities are endless. I am a multitasker.  I can listen, ignore, and forget all at the same time. Marty, whatever happens.  Don’t got to 2020 (Referencing Back to the Future Movie) I am proud of many things in my life, but nothing beats being a grandpa. Walk away.  I am a grumpy old man.  I love dogs more than humans.  I have anger issues and a serious dislike for stupid people. Retired – I do what I want, when I want, where I want … See also: not my problem anymore (text is written as a dictionary definition). I am not old.  I am a classic. Mechanic Hourly Rate.  $100/hr standard rate.  $150/hour if you watch.  $175/hour if you help.  $200/hour if you worked on it first.  $250/hour if you tell me how to do my job. I never dreamed that one day I would become a grumpy old man.  But here I am killing it. I am pretty confident that my last words will be “Well, shit.  That did not work.” I may be wrong, but it is highly unlikely. I don’t know how to act my age.  I have never been this old before. Raising my husband is exhausting! My kids laugh because they think I am crazy.  I laugh because they don’t know it is hereditary. I am not a hero.  I am not a legend.  I am one of the one percent who served as guardians of our nation’s freedom. I am a veteran. Now I lay me down to sleep.  Beside my bed, a gun I keep.  And if I wake and you are inside.  The coroner’s van will be your last ride. Jobsite safety:  don’t put your finger anywhere you would not put your (shows a picture of a rooster... cock). Back off.  I have got enough to deal with today without having to make your death look like an accident. Oh Lord!  Give me the strength to walk away from stupid people without slapping them. Admit it.  Life would be boring without me. Don’t mess with old people.  We did not get to this age by being stupid. Let me pour you a tall glass of Get Over It.  Oh, and here is a straw so you can Suck It Up. Life is better with coffee, cats, and books. Don’t underestimate me because I am quiet.  I know more than I say.  I think more than I speak.  I observe more than you know. I am not arguing. I am just explaining why I am right. Faith does not make things easy.  It makes them possible. Be the change you wish to see in the world. “I solemnly swear I am up to no good” (From Harry Potter Book 3) Never stop exploring. Kindness is contagious Life is too short to wear boring clothes. Adventure awaits. Dream big.  Work hard.  Stay focused.  And surround yourself with good people. Be a voice.  Not an echo. Life is a journey.  Not a destination. Dreams don’t work unless you do. Happiness is not a destination.  It is a journey. Do what you love.  Love what you do. Don’t grow up.  It is a trap. I came.  I saw.  I had anxiety.  I left. I am not weird.  I am a limited edition. Stop making drama.  You are not Shakespeare. My job is top secret.  Even I don’t know what I am doing. I am not anti-social.  I am selectively social. Vintage.  1983.  40 years of being awesome. Happiness can found even in the darkest of times.  If one only remembers to turn on the light. (Harry Potter Books) Danger. No filter. Open your heart to new adventures. Sometimes you have to get over your fear to see the beauty on the other side. Mischief managed (Harry Potter Books) No matter how you feel.  Get up, get dressed, show up, and never give up. In order to insult me, I must first value your opinion. Do or do not.  There is no try. Sometimes the right path is not the easy one. Life is tough, but so are you. Can I say that curse word now? Life’s roughest storms prove the strength of our anchor. I have neither the time or the crayons to explain this to you. I am not bossy.  I just know what you should be doing. Don’t worry.  You are just as sane as I am. I may be wrong, but I highly doubt it. If it doesn’t challenge you, it doesn’t change you. Growth, Mindset.  I can learn from my mistakes.  I can improve by working hard.  I will never give up.  I am determined to do my best.  Self reflection helps me to succeed.  I can overcome challenges with effort.  I can train my brain. Don’t rush me.  I am waiting for the last minute. After 30 years, she still puts up with me. Happiness is a warm puppy. Never underestimate an old man with a guitar. When you feel like quitting, think about why you started. I am an engineer.  To save time, just assume that I am always right. She believed she could, so she did. Stop worrying about people that are not worried about you. When you are not practicing, somebody else is getting better. Poker is like sex.  If you don’t have a good partner, you better have a good hand. The key to success … playing the hand you are dealt like it was the hand you wanted. No one cares what you folded. I am probably bluffing. Friends don’t let friends play bad cards. Don’t make me use my casino dealer voice. Night shift casino dealer powered by caffeine. It is not about the cards you are dealt.  It is about how you play them. As far as I can remember, I always wanted to be a gangster. Yes, I have a retirement plan.  I plan to go to the casino. A dollar won is twice as sweet as a dollar earned. Bridge.  It is not a game of chance. So what you your favorite T-Shirt quotes? My favorite one of all … “I would rather be at the casino.” Check out more interesting t-shirts at … Amazon.com Walmart.com Aliexpress.com      Read More →

Protest in France over Pension Reform

Protest in France over Pension Reform

There is big protests in France over the pension reform. Some reports said that over a million people joined the protests. The government wants to change the retirement age from 62 to 64 years. This means that the elderly will receive the pension 2 years later. The elderly said that the delay in the pension age is unfair. They have contributed to the state during their working lives, and they should receive their pension at age 62, as was promised. I wish to explain why the French government has to make this change. In general, people are living longer. If the retirement age is fixed at a certain age, the payout period will increase as the years go by, due to the longer life span. According to the World Health Organization, the life expectancy in France after age 62 in the following years was: 1990: approximately 18 years 2000: approximately 20 years 2010: approximately 21 years 2020: approximately 22 years It's worth noting that these are average estimates and that life expectancy can vary depending on a variety of factors such as gender, lifestyle, and socioeconomic status. It is costly to a country for a pension scheme to pay a pension for 22 years. This burden has to be borne by the working population. It can be a heavy burden. Based on my judgment as an actuary and financial expert, a reasonable payout period should be between 10 to 15 years. The suggestion by the French government to increase the pension age from 62 to 64 is reasonable. Based on a retirement age of 64, the pensioner can expect to receive a payout of about 18 years, which is higher than the upper band of 15 years that I have suggested. Normally, I prefer to be generous towards the elderly people. However, we should also be fair to the younger people, who have to pay a higher rate of tax to support the pension scheme which is becoming more expensive. I hope that the elderly people will consider the interest of the younger people as well. Singapore adopts a provident fund scheme, where a person keeps his contribution in his person account and received the balance in the account on the retirement age. This type of scheme does not have the financial problem faced by a pension scheme where the cost increases due to a longer lifespan of the pensioners.   Tan Kin Lian      Read More →

Leong Mun Wai gets to sharpen his debating skills while PAP MPs get to sit and watch

Leong Mun Wai gets to sharpen his debating skills while PAP MPs get to sit and watch

In recent times, no one has had more practice at debating in Parliament than Leong Mun Wai. No one has taken more potshots than him. No one has been asked to apologise more often. The Progress Singapore Party (PSP) Non-constituency Member of Parliament can only get better over time. In fact, we are already seeing a much-improved version of the Leong Mun Wai who first stepped into the arena. It frequently takes not only one Minister but a few to have a go at him. On top of that, the Speaker of Parliament interjects on behalf of the Ministers, never once on behalf of Leong Mun Wai. And while all this is happening, the People’s Action Party (PAP) Members of Parliament merely sit and watch. So it’s no surprise that on the rare occasion, they try to debate an opposition member, they find themselves out of touch and out of their league. PAP MP Xie Yao Quan recently tried to take on Leon Perera over the Workers’ Party’s proposal on affordable housing. Instead, Xie was made to look like a greenhorn and saved from embarrassment by Speaker Tan Chuan Jin. This is what happens when you only get to sit and watch. You end up forever a greenhorn. It doesn’t help that many of the PAP MPs enter Parliament without having to campaign and make speeches, courtesy of a walkover. And once in Parliament, they never get to debate because it’s always the Ministers who do the job. Over time, the PAP MPs become timid souls who take cover under the Ministers – better to shut up than speak out and be found out. Sure, Leong Mun Wai has had to apologise a few times. But so has somebody like Minister Vivian Balakrishnan. Minister Balakrishnan had to apologise to Leong for the remark “seriously, how did he get into RI? Must have been a lousy school.” He also apologised for the wrongful assurance that TraceTogether data would be used only for contact tracing. Another apology from Minister Balakrishnan was for asking his fellow PAP MP Lily Neo (who was requesting more government support for the poor): “How much do you want? Do you want three meals in a hawker centre, food court or restaurant?” Given all the debating that Leong Mun Wai has had to do, a few knocks here and there, an apology or two is fair game. He can take heart from the stirring words of the 26th United States President Theodore Roosevelt: “The credit belongs to the man who is actually in the arena, whose face is marred by dust and sweat and blood; who strives valiantly; who errs, who comes short again and again; who spends himself in a worthy cause; who at the best knows in the end the triumph of high achievement, and who at the worst, if he fails, at least fails while daring greatly, so that his place shall never be with those cold and timid souls who neither know victory nor defeat.”   Augustine Low      Read More →

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